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Learning to live my dreams not trample on them

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  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    bigzippy wrote: »
    He's coming home with 2 more tshirts than he came with too. :) He was a little gem yesterday :A Mind you, he got repaid for it...chocolates, sausage butty, chippy tea, cornetto and shandy!:shhh::whistle: Oh and MIL gave him a fiver for his hard work!! :T And of course he got to come stay with his favourite auntie :p
    Hi BZ - nice when he can find out for himself that virtue has its own reward!!:A

    Well I have unpacked the dishwasher (DS not here;)) and repacked it but there's space left yet... probably waiting for all the crockery lurking in OH's "study" (gaming room) and DS's room....

    I have a load of washing on - and the dryer on - and have cleaned two shelves in my kitchen cupboards..... Loads more to do tho....:eek: If I don't get lost in the jungle that is my home - I will report back in later ;)
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker

    hi jellie - glad you are enjoying my musings... I must admit I was naughty in church I was thinking about how I actually spend my time now - and then trying to do the perfect week exercise

    Feel tired now.... could just have a nap!

    Not necessarily naughty as I'm sure your perfect week centres on the most important things and is a spiritual exercise in itself. I sometimes go to Quaker meetings and have had some really random threads of thought while sitting in silence!
    2019 fashion on a ration 0/66 coupons
  • bigzippy
    bigzippy Posts: 4,034 Forumite
    Hi BZ - nice when he can find out for himself that virtue has its own reward!!:A
    Your DH was moaning that he doesn't behave like that at home :rotfl:
    If I don't get lost in the jungle that is my home - I will report back in later ;)
    Got lost then did ya? :p Do I need to send in Search & Rescue?
    "I am indelibly stained by hope and longing" - Nuts in May
  • bigzippy wrote: »
    Your DH was moaning that he doesn't behave like that at home :rotfl:


    Got lost then did ya? :p Do I need to send in Search & Rescue?

    Its always better though if they are that way round. would sooner 'street angel - house devil' than well behaved at home and horrors at other peoples houses.

    Search & Rescue, no, probably still cleaning cupboards; once you start, it becomes addictive **apparently**
    Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0



    "The days pass so fast, let's try to make each one better than the last"
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    bigzippy wrote: »
    Your DH was moaning that he doesn't behave like that at home :rotfl:


    Got lost then did ya? :p Do I need to send in Search & Rescue?
    Hi BZ - OH has a nerve it is easier to get DS to stuff than "DH"!

    Definitely got lost - but forums went down yesterday

    Had a rubbish start to the day and then things got worse from there on in before picking up near home time...
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker
    Hi SH
    Hope today has been better!
    2019 fashion on a ration 0/66 coupons
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Hope things are picking up SH!
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • Hope today was better for you SavingH

    (((Hugs)))
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi jellie, tirl and CMD

    I am having an odd week. Yesterday I thought my first meeting was 10am but it was actually 9am! I got a phone call from reception to my mobile saying my guest had arrived! I wasn't even dressed! I had to throw my clothes on and get to work and park - and managed it within 15 minutes... Had to take make up and toothbrush with me!

    Then I seemed to have a series of meetings with people who weren't very happy - and it is hard to shrug off sometimes!

    Today has been okay - but I took 2 hours off to clean for an mse visitor - on top of the cleaning, cooking and general prep I did last night!

    House looks pretty good now tho, and tea is cooking away.... Got a cottage pie in the oven - just hope it was nice... I added one too many ingredients I think so just hoping it tastes okay!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker
    I hope you have great fun with your mse mystery guest!
    Sorry but I could't help but chuckle at your exploits yesterday morning- think we've all had days like that!
    2019 fashion on a ration 0/66 coupons
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