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Learning to live my dreams not trample on them
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Glad I brought a smile to your face! Mystery guest hasn't arrived yet - don't know if she is just late, or if she is lost or whether she has decided we are man eating monsters and has decided not to come?!! Have turned oven off....
Need to try and make up some time asap... 2 hours from today..... about 4 hours for Thursday's funeral and 2 hours for DD's appointment on Monday!! I do probably have a couple of months to do it in tho....Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Hope she arrives soon x2019 fashion on a ration 0/66 coupons0
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I bit the bullet and rung her... apparently sat nav has sent her to the wrong place.... Hope she finds us!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
The joys of sat navs! Hope she managed to find you2019 fashion on a ration 0/66 coupons0
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Hi SH
You are keeping up with the gym use really well. I went for a swim yesterday and am planning to go again on Thursday and then to Tai Chi.
Those Tada lists are looking pretty full too. It's amazing JUST how MUCH time we can spend on the 'puter. I often thin I should be doing something instead, but I get a lot of my inspiration from these boards.
I'm so pleased that the bike turned out to be low cost.
How is your knee doing now?
MilannJanuary spends - £587.580 -
Hi jellie - yeah she found us just after 8pm bless - she had been driving round for 45 minutes!
We had dinner and then made lots of cards which was nice....
Hi Milann - Good to hear you are using the gym tooI went for a swim yesterday and am planning to go again on Thursday and then to Tai Chi.
Those Tada lists are looking pretty full too. It's amazing JUST how MUCH time we can spend on the 'puter. I often thin I should be doing something instead, but I get a lot of my inspiration from these boards.
How is your knee doing now?
I am trying to be more balanced on how long I spend on the computer... but also to respect myself for what I have done rather than "dis" myself for what I haven't!
My knee is still sometimes painful to the touch and can be achey if I am stuck in traffic but generally it is fine. It certainly isn't stopping me doing anything... I still have some swelling but that has been going down now I have been doing the gym stuff....Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Very good point. I would too, truth be told. MIL & her sis couldn't stop raving about what a lovely lad he was :Agilligansyle wrote: »Its always better though if they are that way round. would sooner 'street angel - house devil' than well behaved at home and horrors at other peoples houses.
Search & Rescue, no, probably still cleaning cupboards; once you start, it becomes addictive **apparently**
As for addictive? I'm really not sure I know what you're talking about
:rotfl:Saying nothing! Then again, I think your OH is probably like his son...:D He's quite helpful for his favourite SIL:psavingholmes wrote: »Hi BZ - OH has a nerve it is easier to get DS to stuff than "DH"!
I think satnavs have some kind of black spot for certain places. It does amuse me when I'm happily going along a road and TomTom thinks I'm in a river or the middle of a field or something!savingholmes wrote: »I bit the bullet and rung her... apparently sat nav has sent her to the wrong place.... Hope she finds us!
My car's poorly sick, and I'm not sure it's gonna be worth resuscitating
"I am indelibly stained by hope and longing" - Nuts in May0 -
sorry to hear about your car!! hope you find a solution....
do I gather Gill posted something then deleted it as your post doesn't really make sense LOLAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Sounds like you had a lovely mse evening in the end. Sorry to hear your knee is still painful but it is good that it is improving.
Sorry about the car Bigzippy. I hope it isn't as bad as feared.2019 fashion on a ration 0/66 coupons0 -
savingholmes wrote: »sorry to hear about your car!! hope you find a solution....
do I gather Gill posted something then deleted it as your post doesn't really make sense LOL
Its random when you quote replies to quotes, I was actually replying to thisYour DH was moaning that he doesn't behave like that at home :rotfl:
Got lost then did ya?
Do I need to send in Search & Rescue?
And both of them are a credit to you.
Off to bed soon, early start tomorrow, long drive ahead.Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0
"The days pass so fast, let's try to make each one better than the last"0
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