Without a paddle... support for anyone starting a DMP in 2010 (part2)

true27

Loving the turbo charged paddles Nat! Its definitely infecting the men in my house DH has just announced he's cancelling his Xbox live subscription so we can clear the overdraft quicker :j - definitely win win that one, an extra £5 a month AND less Xbox noise woopwoop!!

Everyone having a good one so far?

true27

LOL just watching Spendaholics and the woman has taken her first Aldi trip, have just been :rotfl: watching the trolley dance!! You can so see that the checkout gremlin wants to yell at her but he's on telly so he can't :rotfl:

Albiebabes

tedsd wrote: »

Hi Albie, I know, them phoning work was one of my scenarios and they are not allowed to do it so you could report them if they do... but reporting them is too late after the :eek: event... they can't discuss your account with anybody and no one on here has said they have tried to do that so I decided to have a 'story' at the ready for my employer just in case, something like you are contesting bank charges or something or they have paid a standing order twice/not reduced your credit limit when you asked them to etc

That makes me feel a little better Ted:) I was mortified at the thought one of my colleagues or boss found out:eek:. Yes, I will get a "story" together, just in case:):p.
Just out of interest, if I ring them up before the receive my tokens and/or contact from Payplan, with a new mobile number (freebee pay as you go sim), I'll arouse suspician? :cool:

Albiebabes

Happy Sunday afternoon everyone:)
Hope everyone's ok and is enjoying the fact that that "Sunday night feeling", before Monday won't happen for another day, woo hoo:j

Off to look after my DM (Mummy - I keep seeing DH etc and presume the D is darling or Dear??)

Have a great afternoon:):)

pure_dead_dopey

Yoohoo, back again, DH was running in the Edinburgh 10k so we had to be there at the crack of dawn to get a FREE parking space (only 10 in the whole of Edinburgh), and we did!and he did! and I nearly strangled the DJ who wittered on for nearly 3 hours.about nothing. But OH did very well, came in under 1 hour and didn't have a heartattack on the hills (lots in Edinburgh) Now chilling on the sofa..........
You were all talking lots of good sense last night, was it sooper dooper paddles or a wee alcolholic charge, what ever it was good sense.
Mikon, you deserve a special mention, well done, I think you've got by Jove!!!!!

eyeopener2

Hi

Can I join this merry throng? I am currently embarking on a DMP after trying all sorts of avenues and not suceeding.

I am in the good hands of CCCS and have just completed all my letters to creditors, opened a new bank account and just need to return my docs to CCCS.

I keep thinking, as some of you seem to, have I done the right thing BUT things were going to come to a head one way or another so I suppose I am.

It will be interesting the responses I get from the creditors I have been paying correctly, the others are probably half expecting this to be honest.

Lets see what happens next week as all my DD loan and cc payments are due and I think it will be quite horrendous when the phone starts.

Wish me luck

E

Julie67

Hi Eyeopener,

We are at the same stage as you only we are doing a self administered DMP. Letters are sitting on the dining room table ready to post:eek: very scary but strangely calming at the same time.

I have been a good mummy today and made chocolate brownies, choc chip cookies, and a roast chicken dinner, and its supposed to be a day of rest.

mamajojo

pure_dead_dopey wrote: »

Yoohoo, back again, DH was running in the Edinburgh 10k so we had to be there at the crack of dawn to get a FREE parking space (only 10 in the whole of Edinburgh), and we did!and he did! and I nearly strangled the DJ who wittered on for nearly 3 hours.about nothing. But OH did very well, came in under 1 hour and didn't have a heartattack on the hills (lots in Edinburgh) Now chilling on the sofa..........
You were all talking lots of good sense last night, was it sooper dooper paddles or a wee alcolholic charge, what ever it was good sense.
Mikon, you deserve a special mention, well done, I think you've got by Jove!!!!!

:T:T:TWOW PDD's DH! Does he inflict this sort of torture on himself often? You did well with the parking space too as well as the self restraint re the dj!- we gave up when we stayed in Edinburgh last - went back to the hotel - by the zoo and got the bus in!

mamajojo

eyeopener2 wrote: »

Hi

Can I join this merry throng? I am currently embarking on a DMP after trying all sorts of avenues and not suceeding.

I am in the good hands of CCCS and have just completed all my letters to creditors, opened a new bank account and just need to return my docs to CCCS.

I keep thinking, as some of you seem to, have I done the right thing BUT things were going to come to a head one way or another so I suppose I am.

It will be interesting the responses I get from the creditors I have been paying correctly, the others are probably half expecting this to be honest.

Lets see what happens next week as all my DD loan and cc payments are due and I think it will be quite horrendous when the phone starts.

Wish me luck

E

Welcome Eyeopener! Yes you've done the right thing! Your phone might not be too bad if the calls haven't started yet and you are already armed with your cccs number, and ready to send out your letters. Our worst call period was when we were deciding what to do and sending token payments.
So lots of luck...you'll not need it, keep posting lots of lovely peeps with advice, support and lots of laughs to keep us going!

Albiebabes

pure_dead_dopey wrote: »

Yoohoo, back again, DH was running in the Edinburgh 10k so we had to be there at the crack of dawn to get a FREE parking space (only 10 in the whole of Edinburgh), and we did!and he did! and I nearly strangled the DJ who wittered on for nearly 3 hours.about nothing. But OH did very well, came in under 1 hour and didn't have a heartattack on the hills (lots in Edinburgh) Now chilling on the sofa..........
You were all talking lots of good sense last night, was it sooper dooper paddles or a wee alcolholic charge, what ever it was good sense.
Mikon, you deserve a special mention, well done, I think you've got by Jove!!!!!

Yeay!!:j Congrats to PDD's DH!