Without a paddle... support for anyone starting a DMP in 2010 (part2)

Mephista

How on earth do you know so much eyeopener? You sound like you work in a legal background or like I've done when complaining sometimes, have you taken the time to look everything up - put it down on paper and then make it look good?

It's so cool that there is this kind of free help and advise on this website as well as making a lot of new friends who understand what I'm going through.:D

pure_dead_dopey

Hi Ted

missed you around the place, hope you are OK

PDD

eyeopener2

Mephista wrote: »

How on earth do you know so much eyeopener? You sound like you work in a legal background or like I've done when complaining sometimes, have you taken the time to look everything up - put it down on paper and then make it look good?

It's so cool that there is this kind of free help and advise on this website as well as making a lot of new friends who understand what I'm going through.:D

I just try and research everything if I can, a lot is available on here or on other websites. I am no legal expert by any stretch of the imagination.

I just try to help if I can.

E2

eyeopener2

Oh and that post was from Fermi who seems to have a load of template letters so I cant take any credit for that

eyeopener2

Evening everybody.

Any news from the frontline?

Not much to report, just waiting for the next payment which drops me thru the £20k and one more debt down.(another payday loan which has taken me a year to pay off! Some short term loan, don't do it kids)

Also waiting for CCCS to get back to me about Barclaycard regarding the interest reinstatement. I didn't want to go all O.K. Coral, with all guns blazing, with BC and find out that CCCS could have done it for me.

All though if they get no response the Wyatt Earp outfit is primed and ready to go.

pure_dead_dopey

that ticked me Eyeopener, do you have a wee hat and a holster???

eyeopener2

I think all men have a secret longing to be a gunfighter although i'm a bit of a wuss where guns are concerened so pretending is probably as near as I would get.

*(note. I do not dress up as a cowboy at weekends, lets just make that clear!)

pure_dead_dopey

:rotfl::rotfl::rotfl::rotfl:
OK I believe you!!!

go get em cowboy!

chocolates

Hi everyone! Ive not been on here for a while so thought i'd come and say hello!Well im 6 months into my DMP with CCCs and everythings going great! All interest has been stopped so gradually getting there!! Just hate having no money but better than worrying about credit card statements coming through the door i suppose!!!! We need so many things,car fixing,wardrobes for our bedroom,new washing machine etc etc....just never seem to be able to save!
How's everyone else finding it??

VicB

Hello, hello, hello!

How are things? Just caught up with what I've missed, glad to see the fight continues!

Sainsburys Bank are still being a pain in the backside and have now started calling again! Grrrrr Anyone heard from Mikon? I need a letter! Help! They're getting their CCCS money each month, but refuse to accept DMP and reduce interest (honestly, this has been going on for 8 months!).

My last CCCS payment didn't end up bouncing, BUT I've had to pay unauthorised o/d fee with NatWest On the upside, BF now has work (hurrah!) so we're slowing getting back on our feet.

Also, xmas bonus this year is John Lewis vouchers, so that'll help massively with xmas pressies