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Without a paddle... support for anyone starting a DMP in 2010 (part2)
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Just had a phone call with no caller ID_pale_....
I was brave and answered it, heart pounding and palms sweating....
Locked myself in the downstairs loo.....
"hello Mrs **** this is the school nurse, we are inviting you to bring in your home educated children ..."
P**s OFF!! They go to hearing/vision testing privately, I don't need a nurse to tell me my childrens height and weight are OK, but at least it wasn't a creditor, LOL (time to reinstate the truecall....)Paddle no. 12
DMP start 1st April
Debt at LBM £23,0000 -
CCA ing???
What's that mean.
Regards
The Wad
:beer::beer::beer::beer::beer::beer:If God didn't want us to eat animals, why did he make them out of meat. :beer::beer:0 -
pure_dead_dopey wrote: »HOW EXCITING IS THIS
Tixy used our thread to help explain to a newbie about how DMPs work and about the great support on here. Well done peeps, aren't we good?????
Hi guys
I knew you wouldn't mind. I think there are new posters who really benefit from seeing the practicalities of being on a DMP. Whilst I, or anyone giving advice, can tell someone not to worry and things will be fine its really nice for new posters to see other people going through the same things as them at a similar time.
Now you are hidden over on diaries I might keep sending people across - you have been warned!!:D
Nataz and all of you this is a great thread:T
now I was going to post some wackos for you all but cannot find a picture on google images - imagine that - so instead you'll have to make do with cakeA smile enriches those who receive without making poorer those who giveor "It costs nowt to be nice"0 -
Hey mama! Where abouts in Cornwall do you want to be? Seeing as I'm down here I might be able to find something cheaper for you?
Ahh you are a treasure:A True! We are looking at the Lizard, but really anywhere....you'll be knowing the best places! When we don't do Cornwall we end up thinking we've had a good holiday but.....IYSWIM.
We are determined to have a break, and will be carbooting, ebaying and cutting the food budget to the bare bones to make sure we do, which is probably what we should be doing to build up and emergency fund....but DH works such long hours and barely sees the children in the week and a holiday always seems such a precious family together time! When we are at home the house always seems to need so much doing. Do you think I'm trying to justify it to myself?:rotfl:
Congrats on your battering promotion:D and payrise and increase in tokens too!
Thanks again:grouphug:DMP mutual support thread member 371LBM Jan 2010DMP Paddle No 20 -
newbeginning wrote: »Morning all
Don't know if this is any use to the holiday bookers
http://www.ukcaravans4hire.com/
It's all privately rented caravans, we booked off here before.
Thanks so much New!DMP mutual support thread member 371LBM Jan 2010DMP Paddle No 20 -
gabriella90 wrote: »Hi all Happy Sunday to you all
Glad to see the weather is perking up for you back home, it makes things seem a bit easier.
Thank you BLT for your kind words, its always great to hear from people who debt free.
Well done True on your fishy quest and getting a payrise:j, every little helps, you must be feeling pretty good. Go you!
Hey Mama hows the holiday thing looking, i've done the static caravan thing before its quite good.
Everyone else sending you debt free hugs and luck on another week ahead debt busting!:grouphug:
Incedently is anyone trying the No spend days if so hows it going?
Still on the holiday hunt Gabriella!
I've found the NSD fab for focusing me, and knocking little non-essentials on the head.....Quite pleased with self when I get through the day without opening my purse! Which reminds me today's another one!DMP mutual support thread member 371LBM Jan 2010DMP Paddle No 20 -
Just had a phone call with no caller ID_pale_....
I was brave and answered it, heart pounding and palms sweating....
Locked myself in the downstairs loo.....
"hello Mrs **** this is the school nurse, we are inviting you to bring in your home educated children ..."
P**s OFF!! They go to hearing/vision testing privately, I don't need a nurse to tell me my childrens height and weight are OK, but at least it wasn't a creditor, LOL (time to reinstate the truecall....)
Plug it back in quick!
Although soon you'll not be even worried if its a no caller id call....I've taken to phoning back all missed calls, even the dreaded 0845s etc not quite sure why! Missing those creditor calls?????:rotfl:DMP mutual support thread member 371LBM Jan 2010DMP Paddle No 20 -
Hi all, when I googled them it says on the consumer action group website that it a company which was incorporated( The Incorporator strikes again!:D) in Ireland in Dec 2009,.. people on there seem to be writing back asking Citi why the move and there's talk of CCA ing...
Thanks guys, all seems very strange. Can see why there is talk of CCAing, not sure I am ready for that and all it entails just yet.LBM Jan 2010. DFD 2016. :think:
Paddle No. 5.
Debt at DMP start (May 1st '10) £54.9k, as of 1st Oct '11 £33.2k. 40% cleared.
(3 F & Fs down, 5 to go!) :T0 -
Hi guys
I knew you wouldn't mind. I think there are new posters who really benefit from seeing the practicalities of being on a DMP. Whilst I, or anyone giving advice, can tell someone not to worry and things will be fine its really nice for new posters to see other people going through the same things as them at a similar time.
Now you are hidden over on diaries I might keep sending people across - you have been warned!!:D
Nataz and all of you this is a great thread:T
now I was going to post some wackos for you all but cannot find a picture on google images - imagine that - so instead you'll have to make do with cake
Thanks Tixy
The lovely peeps here on Nat's thread and MSE have got me through the last four months so I'm agreeing with you about this being a fab thread:D
Yummy cake thank youDMP mutual support thread member 371LBM Jan 2010DMP Paddle No 20 -
Professor_Pat_Pending wrote: »Thanks guys, all seems very strange. Can see why there is talk of CCAing, not sure I am ready for that and all it entails just yet.DMP mutual support thread member 371LBM Jan 2010DMP Paddle No 20
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