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'The Paper Hatters - our aims for 2010'

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  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    I managed to put 11 items on ebay over the weekend. Thought it was free, but forgot that they don't allow you to do it free anymore if you use turbo lister. :( It was only £3.30 though and items are camera bodies and lenses and I've had quite a lot of interest already. One of the lenses could possibly go for a fair bit of money so fingers crossed. I'm hoping this will sort my o/d and hsbc cc. I really want rid of them, I've been doing so well but this move have proved tricky. BF has been lovely though and has taken care of things I couldn't afford.
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • savingholmes
    savingholmes Posts: 28,973 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    fingers crossed for a good price then Tirl!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    how are we doing peeps?

    Am v.proud of DH, he's got a payment plan set up with payplan and got his first full and final offer which was reduced by 50%, so he's paid that :)

    we're trying to figure out the best way for us to follow the budget theyve set up for us....especially for food. challenge is our moneys come in at different times, CB once a month, pay day 26th, CTC every 4 weeks, MA every fortnight etc.....
    Wealth is not measured by currency
  • CAFCGirl wrote: »
    how are we doing peeps?

    Am v.proud of DH, he's got a payment plan set up with payplan and got his first full and final offer which was reduced by 50%, so he's paid that :)

    we're trying to figure out the best way for us to follow the budget theyve set up for us....especially for food. challenge is our moneys come in at different times, CB once a month, pay day 26th, CTC every 4 weeks, MA every fortnight etc.....

    Hi CAFC!

    Well done to your OH :) How is the baby doing (I can't remember if you mention his name on here so will wait til you tell me!!!). Sounds like the payment plan is the right way to go for you. Is there a finish date for it, something you can work towards?

    All is good here. OH just got his relocation money back so we are going to use it to pay off something, just need to sort out what we use it for. Then I will be well on my way to getting to under 10k for Xmas, well hopefully, I did say the next part would be the hardest!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    LOL Its in my siggy but I'll tell you anyway,
    his name is Landen :)

    I think it was a 4 year plan, but that will actually lengthen because my MA finishes in dec so we wont have £400 or so a month, but then something else might go up....i dunno, benefits totally confuse me...
    Wealth is not measured by currency
  • CAFCGirl wrote: »
    LOL Its in my siggy but I'll tell you anyway,
    his name is Landen :)

    I think it was a 4 year plan, but that will actually lengthen because my MA finishes in dec so we wont have £400 or so a month, but then something else might go up....i dunno, benefits totally confuse me...


    Duh - I can't beleive I didn't see it in your sig. I know his name from Facebook but didn't want to say it in case you didn't want it on here. I mention Max's name too! How is Landen anyway?

    My SMP runs out in November but I am working one day a week with work until 4th December, with hopefully an extension until February with that. After that we can't survive on OH's wages alone so it might involve a move to Scotland, but am hoping he gets a job in Ireland before that. What complicated lives we lead!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Hiya all.

    Excellent news CAFC. Best luck with the payplan.
    And good luck getting under 10k before xmas CMD. I'm sure you'll make it.

    My ebay items are finishing later tonight and fingers crossed,it's looking great. Only two bids atm but loads of watchers. Only one item is without interest atm. Could really do with this going well. :)
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • tirlittan wrote: »
    Hiya all.

    Excellent news CAFC. Best luck with the payplan.
    And good luck getting under 10k before xmas CMD. I'm sure you'll make it.

    My ebay items are finishing later tonight and fingers crossed,it's looking great. Only two bids atm but loads of watchers. Only one item is without interest atm. Could really do with this going well. :)

    Excellent stuff! How much do you reckon you will make from it?
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Landen is currently asleep.... and in general..... he's a fat and content bubba....he absolutely amazes me all the time, cant believe how much i love him some times *gushes*
    Plus the other day DH kissed him as he was turning his head and caught his eye with his nose, and Landen stuck his bottom lip out, and started crying little fat baby tears and wanted his mumma MUAHAHAHAHAHAHAHAHAHHAAAA! Was hilarious.....He came to me and was hiding his face from DH in my shoulder... tee hee hee....

    Would you not qualify for any benefits if you did finishes work? Its a 'mare isnt it.... Payplan kept asking DH when I was going back to work, and for what i could earn vs cost of care for Landen, theres no point....plus i just dont wanna go back to work just yet.
    Hope job opportunities work out for him though. January is a good time to look, everyone gets fed up over xmas, news years resolutions to get a new job etc, so doors open :)

    Tirl - hope your ebay bits get a last minute flurry. My mum is currently bidding on something for me, im scared to log on in case its gone over my budget :(
    Wealth is not measured by currency
  • CAFCGirl wrote: »
    Landen is currently asleep.... and in general..... he's a fat and content bubba....he absolutely amazes me all the time, cant believe how much i love him some times *gushes*
    Plus the other day DH kissed him as he was turning his head and caught his eye with his nose, and Landen stuck his bottom lip out, and started crying little fat baby tears and wanted his mumma MUAHAHAHAHAHAHAHAHAHHAAAA! Was hilarious.....He came to me and was hiding his face from DH in my shoulder... tee hee hee....

    Would you not qualify for any benefits if you did finishes work? Its a 'mare isnt it.... Payplan kept asking DH when I was going back to work, and for what i could earn vs cost of care for Landen, theres no point....plus i just dont wanna go back to work just yet.
    Hope job opportunities work out for him though. January is a good time to look, everyone gets fed up over xmas, news years resolutions to get a new job etc, so doors open :)

    Tirl - hope your ebay bits get a last minute flurry. My mum is currently bidding on something for me, im scared to log on in case its gone over my budget :(

    I think the only thing I would be entitled to is jobseekers which is way less than SMp, but better than nothing!

    It's great being a Mum isn't it? I absolutely love it and those smiles just melt your heart :)

    Do you think you will go back to work or be a SAHM? (which is a job too, just a pity we don't get paid for it!)
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
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