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'The Paper Hatters - our aims for 2010'
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Love to start a new thread for 2011, I have never got into the swing of this one as was AWOL for so long but would definately be along for the ride in 2011Proud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
Who wants to start the new thread?
My aims for the weekend:- sort out my CV
- find jobs to apply for
- sort out my bra's - lot to throw away...
DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0 -
Hello absent friends!
I didn't get any of my weekend aims done - very naughty and bad! Went for a long walk on Saturday though but on Sunday just watched films and did food shopping so it wasn't as if I didn't have time....DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0 -
Hi all!
How is everyone doing? I am back on the debt busting wagon and determined to get rid of it by sometime in 2013Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
Hey CMD.
I have to say I haven't concentrated on debt busting full time since I started going out with bf and that's almost a year now. I still do my bit and keep to a tigh'ish budget but am not as absorbed in it. As I need to save money for the move now (no, haven't done much job hunting and no cv's sent/applications filled yet) I'm just paying minimum amounts. I think it'll be a tall order to get all of my debts paid of before the end of the year, but I won't want it to be dragging a lot longer either.DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0 -
Hey CMD.
I have to say I haven't concentrated on debt busting full time since I started going out with bf and that's almost a year now. I still do my bit and keep to a tigh'ish budget but am not as absorbed in it. As I need to save money for the move now (no, haven't done much job hunting and no cv's sent/applications filled yet) I'm just paying minimum amounts. I think it'll be a tall order to get all of my debts paid of before the end of the year, but I won't want it to be dragging a lot longer either.
I can see why you don't want your debts hanging on any longer especially when you are on the final stretch.
I have posted my own personal aims for 2011/2012 re: getting rid of the debt, on my own diary. I just hope I can achieve them!Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
Hi guys - Tirl - why don't you start one since you were one of the first to post this year! Hopefully we can all join in again...
We are hoping to get a pension refund this year and pay off our debt with that - OH's pension from a previous company is being wound up.... The payout should more than cover it - may have some leftover towards either a second car or a new kitchen....Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250
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