'The Paper Hatters - our aims for 2010'

starnac

according to the snowball October 2012 which i do not like in the slightest.

hopeful is December 2011

more likely mid 2012 depending on what happens with work and some other stuff

starnac

£500 a month better off is a lot of money to be throwing at your debts. it is def a mature sensible move that way

clearmydebts

starnac wrote: »

£500 a month better off is a lot of money to be throwing at your debts. it is def a mature sensible move that way

Yeah - it is quite a bit alright. I would love to get rid of mine by Dec 2011 too. Mid 2012 might be more realistic for me though. Would also love to have another baby and that would be possible financially in Scotland

starnac

clearmydebts wrote: »

Would also love to have another baby

shhhh......me too that's why Dec 2011 may be pushing it a bit.

clearmydebts

starnac wrote: »

shhhh......me too that's why Dec 2011 may be pushing it a bit.

okay won't say a word. Lol!!!

starnac

Postman has just delivered my payslip (payday tomorrow) and I am feeling quite pleased. This month is my first month of both my pay rise and my childcare vouchers (new benefit from employer) coming out. i had worked out how much pay i was expecting and i must have miscalculated somewhere cos the amount that's going in my bank tomorrow is the amount i thought i'd have BEFORE my childcare vouchers came out not AFTER!! :j:j so i'm £250 better off than I thought. That means I can completely pay off my egg card as it was money i wasn't expecting and therefore isn't in my budget :T

Can't wait for tomorrow now so I can pay it off :rotfl:

clearmydebts

Brilliant news! Dec 2011 might come around quicker than you think!

starnac

clearmydebts wrote: »

Dec 2011 might come around quicker than you think!

i can't actually believe that it's november on monday!!!!:eek: where has this year gone??

poorandindenial

clearmydebts wrote: »

Hi PAID!

I'm still here but have been on my diary a bit more than here. Debt busting going really slowly for me and not likely to make my target of under 10k by Xmas. Will be lucky to get under 12k. Am being really honest about my debts for the first time (honest to myself) so although I am making some payments, they are just paying off what I am adding to the CC during the month

Hope your well

Oh no, at least you have a handle on it again though, treading water is the hardest part I find so keep that chin up!

poorandindenial

Starnac and cmd, more babies :eek:

Fingers crossed for both of you.