'The Paper Hatters - our aims for 2010'

tirlittan

I'll give my next update when the s.loan is paid, should be this week!!! Eearly next week latest...

poorandindenial

Howdy all, hope you are all bearing up under the snow.

Well, I did a bit of the decluttering I said I would do; am half ready for Xmas; have lost about 5lbs of the stone I was going to shed and am a gnats whisker away from the all important DEBT FREEDOM!!! It will be tight because water and leccy are both due :eek: and I feel weirdly scared of making the last payment so have put it off from today, but I think I should do it tomorrow.

clearmydebts

poorandindenial wrote: »

Howdy all, hope you are all bearing up under the snow.

Well, I did a bit of the decluttering I said I would do; am half ready for Xmas; have lost about 5lbs of the stone I was going to shed and am a gnats whisker away from the all important DEBT FREEDOM!!! It will be tight because water and leccy are both due :eek: and I feel weirdly scared of making the last payment so have put it off from today, but I think I should do it tomorrow.

Wow PAID - what a great Xmas present - to be debt free! All going well, I hope to be in your position next year. Are you going to celebrate?

tirlittan

Ah, didn't realise you were so close to your DFD PAID.
I know how you feel about making that last payment...but DO IT!!!
I'm in the same situation as CMD, wanting to be DF before next Xmas, it'll be hard work and not sure if achievable but that'll be my goal now. (That's adding 2mnths to DFD that I wanted...)

Anyway, am getting closer, cos I have now paid off my s.loan (for those who haven't checked my diary recently)!!! Celebrated that with a drink at home, I know how to party...

starnac

well done Tirl and PAID.

i also hope to be DF by next christmas well end of Dec 2011 anyway. we can all cheer each other along

clearmydebts

starnac wrote: »

well done Tirl and PAID.

i also hope to be DF by next christmas well end of Dec 2011 anyway. we can all cheer each other along

Defo! How are you anyway Starnac?

starnac

Not bad thanks CMD. DD is very excited for Christmas and asks every day if it's Christmas today!! I'm determined to get rid of my debt by next year as I am really sick of it now.

How's things with you??

clearmydebts

starnac wrote: »

Not bad thanks CMD. DD is very excited for Christmas and asks every day if it's Christmas today!! I'm determined to get rid of my debt by next year as I am really sick of it now.

How's things with you??

Aw that is so cute

I am so over the debt as well. I really really want it gone by next year. I am good - we are going to Scotland next week, as I have an interview there.

poorandindenial

Hi guys, sorry to have posted and run before, thank you all for the lovely messages.

Well, due to being crazy busy at work and not wanting to go out in the cold the payment is still pending, I won't be able to do it tomorrow or tuesday as am out of the country, but Wednesday....

Do really want to get on and do it though, am over the fear and all about the get-rid now.

Hang on in there the next year gang, it really, really feels fantastic and a huge weight off my mind. Now I want to get money saved 'just in case'. We had some redundancies at work over the last week and I have a hunch it might not be the last. I am probably fairly secure but never sat never and all that.

Oh, and you asked if I was celebrating? Hell yes, many times.

savingholmes

savingholmes wrote: »

1 Pay off PO
2 Pay off BOA
3 Lose 7lbs - nicking that one thanks! Currently xx12lb
4 Declutter bedroom which is a mammoth job - everything that doesn't have a home seems to line our bedroom walls!

1. Paid off PO in November!
2. Moved BOA debt sadly to V
3. Not lost 7lbs oops
4. But bedroom significantly decluttered - more to do tho

:j:j:j:jWell done PAID on becoming debt free:T:T:T:T

I Still owe around £9.3K
Now need to pay off RBS ideally by March
Then MIL by July
Then V by Sept 2011

Here's hoping... I think will increase debts slightly for holiday next year etc but it is all becoming far more manageable!