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'The Paper Hatters - our aims for 2010'

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  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Well done saving! That's really good. Remember not to over do it though!

    I've been up to North Wales to meet bf's mum and collect bf's other furniture. We now have pretty much everything important. We do need another wardrobe but that has to wait a bit, maybe next month if lucky. Now we just have to find a place for everything and make it all look nice. There's still stuf absolutely everywhere and boxes, but I think we'll get it sorted this week, then we can have a breather.
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Get you wee gym bunny....

    I've got £200 of my target £300....
    We had a big back payment from CTC and WTC, so I've put it somewhere safe but not somewhere I see everyday, and am putting it to the back of my mind LOL
    Wealth is not measured by currency
  • savingholmes
    savingholmes Posts: 28,973 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi

    Couldn't go to the gym today as OH has gone out and couldn't face taking DD swimming!! Hopefully will get to go tomorrow

    Work was okay... Have you been reading memory girl's diary? Very inspiring if you need to make your money stretch...
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hi saving. I've been lurking there for a while now. I don't know how she does it!

    I've been wearing my pedometer and trying to walk a little further each day. I've also been using the wii fit. I should have weighed this morning but I was in work so didn't get chance to. It will have to be Wednesday now as I'm in work tonight as well and don't finish til tomorrow afternoon so won't have chance then either. Hopefully I've lost another pound. Fingers crossed
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Hi all.
    Hmmm, I'll have to check on memory girl's diary, sounds interesting...

    Update from me:

    1. Pay off student loan £2560
    Should be only £1060 to go and this will be paid in early December.
    2. Find a nice flat/house and move in with BF

    Done as we know. :) It's going really well and loving our own space.
    3. Pay off HSBC CC, think seriously about cancelling it and look at other cc's you might want to/need to cancel as well.
    Will struggle with this, but should be doable before 18th of Dec.
    4. Get the flat in order with furniture etc and make it lovely and your own.
    Getting there. Getting another sofa sometime this week and putting the spare bed frame up today. Last night tidied the kitchen and put most of clothes in the wardrobes. Spare room is still full of boxes but tackling some of it today. Might have a half day off if I can. Bf is having a day off waiting for virgin guy to come and install internet.
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • savingholmes
    savingholmes Posts: 28,973 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sounds like things are coming together!

    I am sat here eating porridge but really ought to quickly scoot off to work! I am planning to pay my next big payment to my card on the 14th..... keep wanting to post it as done but I am making myself wait until the actual day to include it in my sig!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    I was like that with my last student loan payment, but had to wait till the money was in my finnish account and finally paid off before updating sig. Under 7k now! :)
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • Right, just got round to this, my goals by 18th December are:
    1 debt free Sub £4k, bang on track
    2 lose one stone (currently x-stone 7 lbs)Running in reverse - x st 10, ouch
    3 100% Christmas ready
    4 declutter (will put some specific things against this shortly)

    No progress on 3 or 4

    Happy weekend everyone!

    Oh dear, must try a lot harder. Actually I did do a bit of mental prep for Xmas, I spotted loads of cool things in the v&a museum shop for my niece.
    £34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
    Sealed Pot #389 (2010=£133)
  • Cracking progress tirl
    £34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
    Sealed Pot #389 (2010=£133)
  • savingholmes
    savingholmes Posts: 28,973 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    well done on the debt busting tirl and paid

    sympathise on the weight paid - I went down and back up and am now inching down again!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
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