josiebabie's change of life diary

anonymoose_3

josiebabie wrote: »

Rubbish thanks Moose! Still all over my face and down my neck, I didn't think it was that visible but DM informed me she could see it...great!!!

I enjoy gardening etc but not when this happens.

Aww hopefully it will clear up soon, do anti histamines help at all?

xx

josiebabie

DM said that earlier so will try and get some tomorrow I think!

josiebabie

Money in purse: £0 :eek:
Money in bank: £35.04 :eek:
Bills still to pay: £19.48
Petrol still needed: £40 / £40.29
"Left over": £15.56 :eek:

This isn't too bad really, although it is shocking how huge our outgoing are! The amount of money that passes through our bank accounts is a huge amount really, but it goes out as quickly as it comes in! As well as the totals above, today I have received £10 Mr T's voucher from Valued Opinions and £3 luncheon vouchers from Pinecone. So this helps boost the money as I spent £7.98 in Mr T's at lunch time on bread, cheese, soya milk for DD, crisps for lunches and bars for lunches. Also what I could do is transfer £10 out of my fuel account and use the £10 voucher for fuel. Oh hey, it's all swings and round abouts at the end of the day!

So today I sat and phoned the CC companies to ask what the interest rates were, robbing bar-studs! I can now use the snowballer accurately tonight, as well as doing the damn filing like I keep telling myself to do! Grr!

I made a batch of twinks yesterday but took them into work to much on, they all got munched! Not by me, I hasten to add, a bunch of grease monkies who you'd have thought never had home made biscuits before!

Ebaying doing well, have 3 bids already but loads more watchers today, roll on satuday evening. Really chuffed with onepoll today, weren't that busy at work today so I could sit on it most of the day. Met the new HR lady for the group today. Her name is also Jo. So we have two out of five of us called Jo, and now the HR manager is Jo. Three Jo's. Phew! Although I am the only Josephine...thanks mum...:p

Right, gonna go wash up and quick tidy round living room before OH gets home and whinges!
Lots of love to all!
Jx

josiebabie

PS, antihisthemines worked!!! Face has gone down slightly!

josiebabie

I have just sorted out my new home contents insurance renewal for this year. I go through post office as they've always been brilliant. If I'd kept the policy the same it would have gone down by £3 a month! From £12.12 to £9.15. However I decided to up the cover to additional cover (as I realised my laptop wasn't covered for accidental damage!!! with a 2 yr old DD that is NOT a good idea) I also have lowered the excess to £50. So now I will pay £15.11 a month DD. This starts from 28th June, plus I have no payment this month. Wohoo!

OrangeFairy

Glad the anti histimines worked!!

LOL at all the Jo's at work!

Defintely scary how much money goes through your accounts isnt it!!?

Did you manage to get the snowball thing done?

josiebabie

Money in purse: £0
Money in bank: £35.04
Bills still to pay: £7.20
Petrol still needed: £40 / £40.29
"Left over": £27.84

I have removed the shocked faces as it's not so shocking now, I am over it! On the plus side, I didn't realise that I don't have to pay contents insurance this month, so I have a little more than I thought! If I use my Tesco voucher for Petrol that's another £10 added. Plus £3 in luncheon vouchers! Wohoo!

josiebabie

Used my £10 Mr T's voucher for fuel, so transferred £10 from fuel into spends account! Which makes it look a bit healthier.

Still awaiting paypal monies to clear in other account actually. Just remembered about that. Right got three and a half hours before two things finish on Ebay. One has no bids and the other is a shirt that has been bid up to £3.20. I am surprised as I had to relist it last time and it started at 99p!

I have changed my signature to identify my different targets, although there are no timescales, cos it takes as long as it takes! I am snowballing it in my own way, cos I can't be bothered to fill it all out again (I didn't save it last time...boo!) So I want to pay off my C1 card first, but this shouldn't take too long as it is only a small one.

That was random, just logged into my paypal for the first time since I did the transfer, just to see if it had pinged back and I forgot I did a Pinecone survey and have £3 in there! I will use this to pay my ebay fees no doubt.

I have been sent a cleaning product to try for Pinecone. Which is really odd as it is already out and I bought it about a year and a half ago! Incidentally I thought it wasn't very good and didn't buy it again. Hopefully this is a "new and improved" version, it still doesn't smell very nice. Give me stardrops anyday!

Tomorrow I am taking DD to Cholderton Charlie's. It's a rare breeds farm and petting zoo type place so she will love it. Just text friend to see if she wants me to drive or to go in her car, hopefully she'll say hers as she has two car seats in it. Also we will take a picnic and I'll take a drink for madam so I don't have to buy one. The tickets to get in are £10 between us anyway, but OH just phoned and asked if I wanted him to get some cash out for tomorrow...so I said yes...and get me a bottle of wine!!! LOL

We have steak for dinner tonight off the meal plan. Nice to have a treat every now and then so it's a posh bit of sirloin steak. Took the gammon out of the freezer for tomorrow also. I'm doing really well with the meal planning. It's really helping with my budget.

josiebabie

Money in purse: £0
Money in bank: £30.75
Bills still to pay: £7.20
Petrol still needed: £20 / £20.30
"Left over": £23.85
Paypal: £3.00
Vouchers: £3 luncheon

Bought new door lock (again) for £14.69 today in Homebase. My only spends today.

josiebabie

Money in purse: £25 - Donation from OH
Money in bank: £37.25
Bills still to pay: £7.20
Petrol still needed: £20 / £20.36
"Left over": £55.05
Paypal: £5.56
Vouchers: £3 luncheon - might give these to OH for Mr T's, £1 Waitrose

Going to Cholderton Charlie's today, friend is planning on buying snacks in coffee shop, I have the excuse that DD is dairy free so can take my own snacks for her! Plus hopefully as I am driving and paying the petrol she might treat me to a cup of tea? She's normally good like that! I know I've got enough "left over" money but am just hoping to be as tight as physically possible so I can save it all! LOL. It's a proper challenge now because I'm naturally quite generous!