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josiebabie's change of life diary

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  • isla_red
    isla_red Posts: 513 Forumite
    Nice one with the referrals Josie!
    Sealed Pot Challenge #955
  • josiebabie
    josiebabie Posts: 1,224 Forumite
    Tenth Anniversary Combo Breaker
    YAY YAY YAY YAY!!!!

    Just had an offer of £661 PPI reclaim from Barclaycard! Wohooo!!!!!!!
    Nothing to report as yet...give me a minute...!
  • josiebabie
    josiebabie Posts: 1,224 Forumite
    Tenth Anniversary Combo Breaker
    PS: Thanks all x
    Nothing to report as yet...give me a minute...!
  • josiebabie
    josiebabie Posts: 1,224 Forumite
    Tenth Anniversary Combo Breaker
    Wohoo got my avatar loaded, this is my baby xxx
    Nothing to report as yet...give me a minute...!
  • josiebabie
    josiebabie Posts: 1,224 Forumite
    Tenth Anniversary Combo Breaker
    Money in purse: £51.45
    Money in bank: £30.05
    Paypal: £5.58
    Bills still to pay: £7.20
    Petrol still needed: £0 / 36p
    "Left over": £81.50
    DAYS TIL PAYDAY: 12
    Vouchers: £3 luncheon, £1 Waitrose

    Quick early update from me, good on the money front, did a quick job for a friend last night and he gave me £30 for petrol! It's far too much but he insists. Went to pick up a dresser in my estate car and will drop it at his house on Saturday. Wohoo!
    So might need more fuel but it's all covered so that's ok.

    Less than two weeks til payday and I'm still using positive money! So proud of myself not having to use CC's. Also got offered £661 PPI reclaim settlement on a card last night, so will accept that today and post it. When that gets credited to my card I will move Evil C1 to it and half the interest rate and then concentrate on Egg, which recently went up to 29.9%!

    Anyway must get on or will be late for work!!! Ciao!!!
    Nothing to report as yet...give me a minute...!
  • OrangeFairy
    OrangeFairy Posts: 2,630 Forumite
    1,000 Posts Combo Breaker
    :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j

    Woohoo on the PPI claim! That is fantastic!! I need to look into it really to see if i could get anything back.

    Well done too on your spending this month!
    Orange Fairy
    House Purchased April 19 :) CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb


  • How do I subscribe :=)
    Me, DH and DD (17 months) clearing our debt for a better future. Then (LBM) = £21,636.43 (Oct 2009) Now = £12128.07 (44%)
    GOALS/CHALLENGES
    Try to get credit card to £2k by April 2012 (was £3014.94)
    PADing to clear CC 1/1/12 TOTAL: £32.00
    Ditch 100 in January challenge: lost count but way over 100!!!/100
  • nikki20022008
    nikki20022008 Posts: 99 Forumite
    edited 15 May 2010 at 7:32AM
    scroll to the top of the page and click on thread tools then click subscribe and ok
    Debts
    Mum £5/£1500 :eek: [STRIKE]Council DUN £80[/STRIKE] :T Council LIN £187.85 :(
    NSD's Dooyoo earning £18.08 :T Slicethepie £5.02 :j Quidco £1.05 :A £15k needed for house deposit :D
    Days until payday :):):):):):):) :):):):):):):) :):):):):):):) :):):):)
  • Thanks Nikki - all done!

    Off to do my diary now...
    Me, DH and DD (17 months) clearing our debt for a better future. Then (LBM) = £21,636.43 (Oct 2009) Now = £12128.07 (44%)
    GOALS/CHALLENGES
    Try to get credit card to £2k by April 2012 (was £3014.94)
    PADing to clear CC 1/1/12 TOTAL: £32.00
    Ditch 100 in January challenge: lost count but way over 100!!!/100
  • josiebabie
    josiebabie Posts: 1,224 Forumite
    Tenth Anniversary Combo Breaker
    Right, time for a sort of update - last night was really good, although was feeling a bit worse for wear this morning!

    Our company won dealership of the year 2009 for our manufacturer and so they treated us to a night out at the dog racing in Poole. Also including 3 course meal and two free drinks. They laid on a bus to get us from Salisbury to Poole and back too. We decided to do a whip round and put £5 in each and buy some booze for on the bus, we also bought some Mr T's value vodka and vimto to make shots with and played word association. Basically, if you hesitate at all or repeat a word or can't think of a word you have to take a shot...apparently I am REALLY BAD at word association....

    Anyways so yesterday I spent a total of £10. £5 on bus booze and £5 on sharing a taxi home. I spent half the night table hopping and also managed to bag myself four desserts!!! Result!

    Today I had to drive to Warminster to deliver a dresser to a friend. They gave me £30 fuel money which covered it, they also made me an egg and bacon sandwich for lunch! Yum! Came home with a jar of home made pickled beetroot, which I won't eat but OH will.

    Speaking of OH, he's not really OH any more. We finally decided today that we need to seperate, it's perfectly amicable and a mutual agreement. I think we're just both tired of pretending things will get better and that we'll fall back in love with each other. So I phoned the tax credits line to get an application pack - previously we weren't entitled to any as we jointly earnt too much. On my own will be massively less, and on entitledto I should get £153 a week, which along with my childcare vouchers from work will more than cover the nursery fees. It's all a bit sad really but we know it's the right thing to do. I am staying in my little house and he is finding somewhere else. I think I might be lonely on my own, but along with my PND I can't have the stress of anything else added to my life. I suppose I could get a lodger, that would help with the loneliness and money.

    Anyway that's enough rambling for the minute, he'll be back from the pub soon so I'm going to sign off and find something good on TV. I'll be in the Holby crew soon Milly!!!

    xxx
    Nothing to report as yet...give me a minute...!
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