Psychopathbabbles Pyscho Babbling!

psychopathbabble

Thought it was about time I started a diary to try and help keep me focussed and on track. I'm 24, started with nearly 13k of debt just due to overspending and a couple of hiccups along the way such as scrapping a 2k car and having to get another one. I had my flickering lbm in November and am hoping to be under 10k by my 25th Birthday which is beginning of May. If I really put my mind to it, I can't see why I won't have paid off most of the debt by the end of 2010. I need to keep stop getting side-tracked by short-term pleasure ie clothes or holidays. I don't really do daily clicks or much ebaying so it will be a matter of sacrifices for a few months if I really want to get rid of these debts which are preventing me having adventures in life! In November I plan to apply for cruise ship jobs and obviously it will be much easier if I don't have debts hanging round me.

Over christmas I was really depressed, but having started counselling sessions and taken st johns wort regularly for 3 months, I seem to be regaining some sort of level balance emotionally. :cool:

Anyway, to start with, I've just counted my sealed pot and I have £21.08 waiting to pay into the bank on Monday morning and hit the first cc with!! I have just over £100 left on it, so hopefully I'll get that paid off this payday.:)

beanielou

Wishing you all the luck in the world.
Glad you are feeling on the up & up

psychopathbabble

Thanks Beanielou!
Not loving my own company this weekend but a couple of months ago, I would have been in tears but instead I'm watching Drop Dead Fred and eating chocolate muffins I made:)

psychopathbabble

Have just listed 5 items on ebay so let's hope they sell. Try and clear some of the junk I accumulate! Am I the only one who keeps stuff 'just in case'? I have a coat and a jacket I haven't worn for probably over a year yet I can't sell them as I might want to wear them in the future! I think this stems from chucking out too many clothes when I was younger and always regretting it later.

Have just counted the money in my purse and pad'ed it all, so first thing tomorrow I'll be taking my oodles of change to the bank and getting it paid on the cc!

Hope everyone is having a nice Sunday, I really fancy a roast dinner. Nothing else to do again today, bored of it now! I suppose I should do some reading for my OU course in an attempt to not get behind this time but oh well.:o

mrscmr

nice new diary! perhaps you would like to join the ebay challenge for 2010?

lots of motivation and support on there.

good luck iwth ur debt busting! x

KPR11

psychopathbabble wrote: »

eating chocolate muffins I made:)

I am feeling a bit left out!!

Just wanted to say good luck, I am sure you will be able to be under £10k by the end of April and hopefully be DF by the end of the year!!

psychopathbabble

KPR11 wrote: »

I am feeling a bit left out!!

Just wanted to say good luck, I am sure you will be able to be under £10k by the end of April and hopefully be DF by the end of the year!!

Thank you There is still a couple of muffins left if you want one? White chocolate chip too!

I'll hopefully be under 10k this payday, all things going well. DF by the end of the year may be a little tougher so I won't beat myself up about it if I don't, I will just readjust the goalposts.

KPR11

psychopathbabble wrote: »

Thank you There is still a couple of muffins left if you want one? White chocolate chip too!

I'll hopefully be under 10k this payday, all things going well. DF by the end of the year may be a little tougher so I won't beat myself up about it if I don't, I will just readjust the goalposts.

White chocolate? :eek: This isn't really chocolate!! I would love to have them if you have any "real" chocolate chip muffins!!

:T:T You are doing exceptionally well, I need to get a few tips off you!! I have a long, long way to go so can do with all the tips and advice I can get!!

psychopathbabble

KPR11 wrote: »

White chocolate? :eek: This isn't really chocolate!! I would love to have them if you have any "real" chocolate chip muffins!!

:T:T You are doing exceptionally well, I need to get a few tips off you!! I have a long, long way to go so can do with all the tips and advice I can get!!

They are double choc muffins, normal chocolate, it's jsut the chips that are white! I'll remember that next time

Thanks... I'm trying to get 'mum' to look at the boards now too.... watch this space.

KPR11

psychopathbabble wrote: »

They are double choc muffins, normal chocolate, it's jsut the chips that are white! I'll remember that next time

Thanks... I'm trying to get 'mum' to look at the boards now too.... watch this space.

In that case I'll PM you my address do send them

Good luck with that, I hope things work out for her!! I am hooked to this space so I'll keep coming back for my fixes!!

PS: I am going to stop writing before someone tells me off!!

psychopathbabble

No tellings off in this thread! Unless you totally take the p!

Hooked already? Boy was that easy!