We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
MSE Parents Club Part 11
Comments
-
Well done Becles!
Aless, my head is fine thanks, it was just two and a half glasses
I'm still all snotty and achey from the plague though AND I have to go to the dentist. I need to leave in 40 minutes and will probably spend most of that time brushing my teeth. I hope I don't sneeze on the dentist, he's a new recommended dentist and I'd hate to have to find a new one again!Organised Birthdays and Christmas: Spend So Far: £193.75; Saved from RRP £963.76
Three gifts left to buy0 -
Get that in writing!!!!!
He has an exam he has to resit for the 3rd time & if he doesn't pass then his whole career is f***ed. Plan is for him to go back home, come back here for a few days to do exam then go back again.
MIL said 'Oh next time he gets a job up there he'll just stay a month.'
Me - 'Um,. there won't be a next time'A very busy Yummy Mummy to a 1 year old gorgeous boy :smileyhea
Where does the time go? :think:0 -
Have fun at the meet everyone

I am tired, went to bed at midnight, fed Elliot at 2am, he woke again at 3am for a cuddle, fed again at 5am, then he was up and awake for the day at 7am. OH didnt come to bed till 3am so he is still in bed
Can I ask you again for your recommendations on those night projectors with music played to get E to sleep I forgot to write them down (sorry) and my aunty wants to buy us one.
Well I am off to tidy up etc, have my friend (who lives in London) coming at 2Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
Morning everyone.
Lily keeps crying and i dont know why
She's quiet at the moment laying on my chest, but she'll start again soon and im rubbish at calming her
She usually isn't awake until 9:30am and she woke at 8am, so i think she might be tired but not wanting to sleep as everytime she quiets down and relaxs, she then crys and her body goes rigid.
Kindof, with routines. We want to start introducing a better one soon, she's 4 weeks today. At the moment she has her 6/6:30pm feed, sleeps for a bit, at 10pm i change her, put her in the grobag and get in bed to feed her. Then a cuddle then in the crib.
She then wakes at 2am (ish) and then 6am(ish) and then usually wakes up at 9:20/30am and has a nap at 10/10:30am for 2 hours
Once im brave enough to put her in my room on her own, she'll go to bed after her 6pm feed.chopsticks wrote: »Tax credits...when I claimed for CTC in July, I gave them mine and DH's salaries for 08/09. I need to let them know that DH's wages for 09/10 are lower than in 08/09 and mine are lower due to maternity leave. I guess perhaps they'll owe us money? Do they backdate claims or have we missed out? Is it best to send them a letter so they have everything in writing, rather than calling them?
I dont understand TC's. When i called them they want our exact incomes for 08/09. I dont know them! I worked part time for half of it, the full time for the rest. And neither me or OH have a P60.
Also why are they using our 08/09 incomes for our entitlement, we are poor now in 2010! OH is now only working part time and im on ML.
Anyway, guess what!
Me and OH might be ttc again this October. We ideally want the baby to be born July 2011 so my college exams are finished and i can go on and enjoy the last month of pregnancy
0 -
kindofagilr wrote: »Can I ask you again for your recommendations on those night projectors with music played to get E to sleep I forgot to write them down (sorry) and my aunty wants to buy us one.
http://www.boots.com/en/Tomy-Winnie-the-Pooh-Dreamtime-lightshow_862962/
This is the one I have and Kieren loves it0 -
Evansangel wrote: »I dont understand TC's. When i called them they want our exact incomes for 08/09. I dont know them! I worked part time for half of it, the full time for the rest. And neither me or OH have a P60.
Also why are they using our 08/09 incomes for our entitlement, we are poor now in 2010! OH is now only working part time and im on ML.
You can use the YTD figures from your March payslip.
They always set it on last yrs income, then, when you get your award through and are 'in the system' phone them up to adjust it. It is flexible as your income changes and not set for the year.
Simples!0 -
I need ideas at the moment K has a bouncy chair that hes about outgrown so almost redundant, and a sit me up cosy from the ELC that he likes to hang his head upside down til it touches the foor so looking like thats heading for the attic too.
He has a blanket that he plays on the floor on and a door bouncer, his walker and a baby gym thing he still likes but I'm looking for something he can sit in contained(!) with his toys thats not a travel cot. At the moment I can't even nip out of the room without him getting into bother!
I was thinking mabe a ball pit or something? What do other people have?
Why not a travel cot? I know loads of people who use them as playpens:) You could alternate between various toys, or you can even chuck some of the ball pit balls into it and make it a shallow ball pit...If you get a normal ball pit type thing he will be climbing out of it in no time, plus the balls get everywhere at least in a travel cot they are contained far better:DIt means he'll b00ger off back to live with his parents :j
Yaykindofagilr wrote: »Have fun at the meet everyone
Can I ask you again for your recommendations on those night projectors with music played to get E to sleep I forgot to write them down (sorry) and my aunty wants to buy us one.
I never had the one that projects onto the ceiling, but I did have one that just went on the side of the cot, it was great with ds1 he would be asleep before the music/llights had finished....but he went through a phase where I had to go in every 5 mins to reset it because he would wake up every time it ended! It stopped working at some point when ds2 was a baby and I never bothered getting one with ds3.....Sorry I can't help much more than that......I guess some babies take to them really well but they can become reliant on them!
I was meant to reply to your infacol post last night too....PLEASE give Dentinox Colic drops a try, I never found infacol very good and gripe water was rubbish too, but the Dentinox drops were a godsend, they are only a few quid and come in a green and white box, I HIGHLY recommend them:)
Becles - Well done on the assignment, brilliant result:D
Hope all you meeting ladies have a nice day, i really wish I was joing you instead of going to the waste of time MW appt. I always find them so boring, I only don't want to miss this one as I usually find out I am anaemic after having these bloods checked:(Unless someone like you cares a whole awful lot,
Nothing is going to get better. It's not.0 -
You can use the YTD figures from your March payslip.
They always set it on last yrs income, then, when you get your award through and are 'in the system' phone them up to adjust it. It is flexible as your income changes and not set for the year.
Simples!
They want from April 2008-April 2009. Not 09/10 though. I dont have my March 2009 payslip
But thanks, i didn't know you could phone them to adjust it
*feels like a fool* 0 -
Have I missed her or has Beenie not been around for a little bit? (It is the school holidays though.)
They use the previous year's income as an estimate and then finalise the award once you have the actual income for that year. Unless your income increases by more than £30k they don't decrease your award but if your income is lower thent hey increase it. I would expect them to give it to you as a lump sum since it is what is owed from last year but I don't know whether they do.chopsticks wrote: »Tax credits...when I claimed for CTC in July, I gave them mine and DH's salaries for 08/09. I need to let them know that DH's wages for 09/10 are lower than in 08/09 and mine are lower due to maternity leave. I guess perhaps they'll owe us money? Do they backdate claims or have we missed out? Is it best to send them a letter so they have everything in writing, rather than calling them?
I'd already stopped eating ice cream before they told me to eat a "low" sugar diet because it made my chronic thirst so much worse.:rotfl:I think I still had ice-cream every night even after my diagnosis! Just cut down on the fruit as that had all the sugar in remember!
I was confused at first as to what workinmummy had to do with you going to bed.Right, WM finished so off to bed!
We used to use the box the car seat base came in as a toy box and if Alice needed to be contained, I could fit her in it too.I need ideas at the moment K has a bouncy chair that hes about outgrown so almost redundant, and a sit me up cosy from the ELC that he likes to hang his head upside down til it touches the foor so looking like thats heading for the attic too.
He has a blanket that he plays on the floor on and a door bouncer, his walker and a baby gym thing he still likes but I'm looking for something he can sit in contained(!) with his toys thats not a travel cot. At the moment I can't even nip out of the room without him getting into bother!
I was thinking mabe a ball pit or something? What do other people have?
It's just because it's an easy way of estimating the current year's income for the majority of people (i.e. unless you've had some kind of chnage in circumstances). If your income is due to be significantly lower though, you can just ring up and tell them and give an estimate though.Evansangel wrote: »I dont understand TC's. When i called them they want our exact incomes for 08/09. I dont know them! I worked part time for half of it, the full time for the rest. And neither me or OH have a P60.
Also why are they using our 08/09 incomes for our entitlement, we are poor now in 2010! OH is now only working part time and im on ML.Any question, comment or opinion is not intended to be criticism of anyone else.2 Samuel 12:23 Romans 8:28 Psalm 30:5
"To every thing there is a season, and a time to every purpose under the heaven: A time to be born, and a time to die"0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.5K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.4K Spending & Discounts
- 247.4K Work, Benefits & Business
- 604.2K Mortgages, Homes & Bills
- 178.5K Life & Family
- 261.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards
