My Very Long Journey

Herewego

I have had issues with Lloyds but I have also sent of a claim for unfair charges to my cc but not heard anything so far and that was a week ago I worked out im due about £368 but i could have lost a few statements in a house move so I have requested details from then, that would be great if I could get it but im not counting on it.
I know what you mean about the middle of the month it does get hard but payday is another day closer 10 days to go, and we are all here to share those frustrating days.
I love drawing out cash and filling my little envelopes up, I think its a control thing but its working for me

Desperate_to_be_debt_free

My pay day is the 31st and it seems years away

Desperate_to_be_debt_free

Not had a very good day today, went to bed really late last night and woke up all groggy this morning, the day hasn't improved. I have however sold another book on Amazon and have 3 watchers on my mobile phone on e-bay. Am a bit miffed with Shapely, I've noticed on my statements that they have only charged me £32 to come to an agreement to pay them £5 per month. Really p'd off about that but it's something I've got to get over.

Will have to update my signature so that it reflects the additional fee. I've contacted them and tried to get around it but they are having none of it. The barstewards take the proverbial sometimes.

REDMADCURLS

Sorry DDF - was thinking LaRedoute and typed Studio!

£32!!!!!!!!!!!!!!!!11 Robbin' B**tards - more cousins of my mate Richard -ggggggggrrrr

Desperate_to_be_debt_free

Yeah I know, you be honest with them and tell them your in financial difficulty but you want to pay off your debt and they add some more on top. Not happy one little bit

Desperate_to_be_debt_free

13 days to payday, not that I'm counting. Listed DS's mobile phone on e-bay last night and gave it a good look over this morning and it's not in fabulous condition so I'm a bit disappointed there so I won't get as much for it as I originally thought. I still haven't set up a standing order for Shapely - not much point at the moment as there's no money in the bank That's a job for tonight.

Feeling a bit down today, there was a disagreement in work yesterday and even though I wasn't involved in it, it left a work colleague feeling really sad. We have a really good team of workers on our site but the other site is not quite so freidnly and they try hard to make things difficult for us. I'm hoping my colleague will be feeling better today. Also went to bed so early last night I feel as if I've had too much sleep. Lets hope the day will bring some good news.

Desperate_to_be_debt_free

Well very little has happened today but my mood did lift. Got home from work to a letter from FOS regarding mis-sold ppi on an old barclaycard account. Apparently they have all the information they require and it's being passed to an adjudicator. Just need to wait for the result now. This seems to have been dragging on for ages. Lets hope I'm successful.

I'm off to find a Shapely figures statement so I can set up the dreaded standing order. Tax credits day tomorrow so maybe I can pay a little bit off if I have anything left over.

Desperate_to_be_debt_free

Shapely Figures standing order all set up. All systems go!

REDMADCURLS

Well done you and I hope you feel a little bit more 'up'

Desperate_to_be_debt_free

Not feeling too bad Red but just checked my bank balance and I don't think I'll be able to make a payment to shapely. Saying that, I get family allowance on Tuesday so I'm hoping to use £15 of that to pay off. I really hate the middle of the month - have I already told you all that?

12 days to payday