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My Very Long Journey

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Comments

  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Well done you!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Desperate_to_be_debt_free
    Desperate_to_be_debt_free Posts: 745 Forumite
    Part of the Furniture Combo Breaker
    Ooooo have just sold another book on Amazon. Their fees are horrendous, have they increased lately or is it just now that I'm noticing?

    I dug out an old paid off credit card statement from the Halifax last night and noticed that I was paying ppi on it. Have just posted them a letter asking for it all back. I also found a mortgage statement from Birmingham Midshires who I used to have my mortgage with and have sent them the same letter. Don't know whether I'll get anything back but it's worth a try surely.

    Postman not been today yet so have had no joys in the mail. Will update when he arrives. Off to do the ironing now Uuuurrrrgggghhh
    12/04/2019
    Savings £134 nothing changed here
    Credit Score 134/700 - Jan. 171/700 - Feb. 151/700 - Mar.
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    I am waiting for 5 cc companies to get back to me re DH PPI - I have received two letters from each of them saying 'pls give us more time to sort this' so that is better than NO!

    Enjoy the ironing and then pop over and do mine...........no wait thats rude........I will leave it over to you!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Desperate_to_be_debt_free
    Desperate_to_be_debt_free Posts: 745 Forumite
    Part of the Furniture Combo Breaker
    I've reclaimed loads red and paid it back into my debt so the debt I've got now is substantialy less than it was. As for the ironing - no thank yoiu I've got enough here to keep me going for a week I'm sure.... x
    12/04/2019
    Savings £134 nothing changed here
    Credit Score 134/700 - Jan. 171/700 - Feb. 151/700 - Mar.
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Well done on the extra payment to Shapely x
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Desperate_to_be_debt_free
    Desperate_to_be_debt_free Posts: 745 Forumite
    Part of the Furniture Combo Breaker
    Thanks Woowoo I wish it could be more but there just doesn't seem to be enough money for the month. Never mind, hopefully I'll get a few pounds together and try and pay some more off next week. I've got Family Allowance on Tuesday and am hoping to pay another £15 off with that.
    12/04/2019
    Savings £134 nothing changed here
    Credit Score 134/700 - Jan. 171/700 - Feb. 151/700 - Mar.
  • Desperate_to_be_debt_free
    Desperate_to_be_debt_free Posts: 745 Forumite
    Part of the Furniture Combo Breaker
    Don't know how I'm going to manage it but I want to get the Shapely account down to under £250 by this time next week. Only money I'm expecting is family allowance but I've really got to feel as if I'm doing something. Don't know whether it's possible but I'm going to give it a go.....
    12/04/2019
    Savings £134 nothing changed here
    Credit Score 134/700 - Jan. 171/700 - Feb. 151/700 - Mar.
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    You can do it, sometimes just the determination to reduce it to a certain amount is enough to get you there x
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Desperate_to_be_debt_free
    Desperate_to_be_debt_free Posts: 745 Forumite
    Part of the Furniture Combo Breaker
    Thanks Woowoo I'm certainly going to try my best.
    12/04/2019
    Savings £134 nothing changed here
    Credit Score 134/700 - Jan. 171/700 - Feb. 151/700 - Mar.
  • Desperate_to_be_debt_free
    Desperate_to_be_debt_free Posts: 745 Forumite
    Part of the Furniture Combo Breaker
    Mum gave me £30 today as a treat so like a good girl what have I done? paid it off shapely. Just off to amend my signature.
    12/04/2019
    Savings £134 nothing changed here
    Credit Score 134/700 - Jan. 171/700 - Feb. 151/700 - Mar.
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