no wiser than the fool i was before-lyns' debt diary!

hypno06

Well, the "biggest" was 12 months ago, and I got £40,000 from Dad's estate which went straight off the debt and obviously made the biggest difference. The rest of it comes from renting out our spare room, not having sky, kids not having playstation etc, living off pasta (three cheers for big bags for £1!) and doing meal plans etc to stick within budgets. We ebay, I have just started matched betting and I have claimed back £3500 of bank charges so far with a claim in for a further £4000 at the moment, and at times it does feel as though I live eat and breathe this debt!

But I am so determined to get through it and if I lose sight of what I am doing, I will get into problems and then will be borrowing money again, so staying focussed and living on these boards :rotfl: is what I need to do!!!

I will be throwing a big Debt Free party in a few years time - cyberspace watch out, all DFWers will be invited :beer:

lynsayjane

Mrs_Sparkle wrote: »

Blimey Lyns, just been catching up with your life as I've been too busy with baby things recently to be on here much. How strange about the medium getting those details right. How's the gym going? I have a stone to lose post-baby and I'm really slack at the moment.

well i made it in on monday :j then tuesday I went for a yoga class and my body was suffering from the day before so badly that I could not balance without four limbs on the floor :rotfl: but at least I'm back and thats the important bit!

I dunno if you'd be interested but I have am exercise video thats no use to me now (no video player), it's three 20 minute sessions that each have a warm up/cool down which is great if you don't have a lot of time to fit in a workout. It's just sitting in my cupboard so if you fancy giving it a shot give me a shout with your address and I'll send it on. It's a bit old (by that ginger one from corrie) but it's really good, I used it when I first started trying to lose weight and it worked nicely. three times a week and you sould see results.

lynsayjane

hypno06 wrote: »

I will be throwing a big Debt Free party in a few years time - cyberspace watch out, all DFWers will be invited :beer:

I'm booking my virtual hotel room as we speak

I hope it's not too forward but I'm sure your dad would be very proud of all you've achieved and happy that he could help you with it.

hypno06

Blimey, must be up for a huge early bird booking discount then!!

I hope you went through quidco :rotfl:

lynsayjane

hypno06 wrote: »

Blimey, must be up for a huge early bird booking discount then!!

I hope you went through quidco :rotfl:

course, thats another £4.80 for me I'm never one to say no to a party! now for my new party dress!!!

Mrs_Sparkle

Thanks Lyns, that would be great. I must give you the postage-can you tell me how much and I'll paypal you. It sounds like just the thing for my lardy thighs and mummy tummy. I'll PM you...

lynsayjane

Mrs_Sparkle wrote: »

Thanks Lyns, that would be great. I must give you the postage-can you tell me how much and I'll paypal you. It sounds like just the thing for my lardy thighs and mummy tummy. I'll PM you...

oh don't worry about postage sweetie, it'll be next to nothing. just happy to help another dfw, it's all good karma after all. pm me your address and I'll send it out on saturday before work.

hypno06

lynsayjane wrote: »

course, thats another £4.80 for me I'm never one to say no to a party! now for my new party dress!!!

It might just about have tracked and paid by the time the party happens!

£4.80 though, not bad.....enough for a half of shandy and a packet of pringles!

System

lynsayjane wrote: »

t I could not balance without four limbs on the floor :rotfl:

:think: ....better not!;)

lynsayjane

hypno06 wrote: »

It might just about have tracked and paid by the time the party happens!

£4.80 though, not bad.....enough for a half of shandy and a packet of pringles!

:eek: what kind of expensive pubs you planning on taking us to? 56p vodka and mixer up here on wednesday night, I could get plastered on £4.75 (don't forget the 5p bacs fee)