help

helpmeplease1_2

valos_mummy wrote: »

Just out of interest, if you only found out recently what the form was all about, what did the MIL say it was when you signed it?

DH found out it was for the rights to my mother's property yesterday. It was a legal letter between a relative and my mum to say that my relative does not want the land. He burst out yesterday to me what has happened.

My mother is saying that she did not sign it therefore not her problem.

helpmeplease1_2

lavidaloca wrote: »

I'm still very confused with this.

At the start of the thread you said it was to do with £750,000 land/property, your MIL and money lenders. Later you say it is your family name that you have signed and that's why you will lose your family. I asked if you had forged a signature and your OH confirmed this but that you also signed as a witness too.

I don't understand how your MIL thought she could get away with this. I presume she has signed over the property to money lenders as a guarantee?

Sorry for confusing you, The property in question is worth £750,000. DH cousin's name was the one that was signed on the dotted line to say that he was the witness and my relative's signature he signed. My Mum wanted to take out a mortgage to sort out some repairs etc and that's why the 2 signatures were on the piece of paper as a relative is currently entitled to half of the property but DH was not aware of this

thorsoak

It all sounds very convoluted ....I would suggest making an appointment with a solicitor, with details of the land in question, the type of document signed - did your husband sign in his own name - or did he, at the request of MIL (can't understand the connection - is that your mother) forge somebody else's signature?

grey_lady

Do you know if she's successfully managed to take out the mortgage?

helpmeplease1_2

thorsoak wrote: »

It all sounds very convoluted ....I would suggest making an appointment with a solicitor, with details of the land in question, the type of document signed - did your husband sign in his own name - or did he, at the request of MIL (can't understand the connection - is that your mother) forge somebody else's signature?

He has made an appointment with a solicitor for tomorrow. DH signed my relatives and his relatives name. Sorry for confusing anyone

helpmeplease1_2

grey_lady wrote: »

Do you know if she's successfully managed to take out the mortgage?

As far as i know she did but im not sure

grey_lady

Then that's fraud, the lender will need to be informed. I think your husband has done the right thing in owning up. Is there any way that by doing this your husband or yourself could have benefitted?

Just thinking the solicitor would probably look on the land registry website to see if a new mortgage has been taken out or deeds transferred to someone elses name, you could look on their website yourself and find out.

Also - are you going to tell the relative who's signature your husband faked? chances are it will come out at some point.

Sorry, just thought - you say that a solicitor has already been in touch with the family member who's signature you used as to 'witness' is it that same solicitor you are going to go and see?

helpmeplease1_2

grey_lady wrote: »

Then that's fraud, the lender will need to be informed. I think your husband has done the right thing in owning up. Is there any way that by doing this your husband or yourself could have benefitted?

Just thinking the solicitor would probably look on the land registry website to see if a new mortgage has been taken out or deeds transferred to someone elses name, you could look on their website yourself and find out.

Also - are you going to tell the relative who's signature your husband faked? chances are it will come out at some point.

Sorry, just thought - you say that a solicitor has already been in touch with the family member who's signature you used as to 'witness' is it that same solicitor you are going to go and see?

Thank you for understanding. There is no way we have benefited not even 1p's worth.

We have told everyone involved what has happened and everyone seems to understand.

DH Told the relatives solicitor this morning and has been advised to get legal advice from someone else.

helpmeplease1_2

Just a quick update. DH has been to the police today and they are coming out to question him in the morning at the the station.

The police said today that tomorrow the ball starts rolling.

Will keep everyone updated

Kay_Peel

I'm struggling to see how a crime has been committed.

The OP signed a document and then signed it again, as the witness.

Mother-in-law is the beneficiary. She presented the form to her solicitor (presumably), who in turn acted for her in obtaining a mortgage for the property. Or something like that.

It sounds to me like the OP is going to be treated like a witness, rather than an offender. By explaining exactly what happened, the circumstances in which he signed the form and the subsequent threats from MIL, the police will be alerted to a possible fraud. The solicitor won't come out of this smelling of roses either.

If he is being treated like a witness, then he will be taken to an interview room, questioned and asked to make a (witness) statement.

If he is being treated as a suspect then he will be arrested at the station and taken to a Custody suite.

If the latter happens, then here's my advice:

Once inside the custody suite, you will be asked whether you want a solicitor.
Say 'yes'.
The sergeant will ask you whether you suffer from any health or mental problems.
Say 'yes' again. If you take any medication - take it with you to the police station and show it to the officer.
The sergeant may ask whether you would like an 'appropriate adult' to be with you while you are interviewed.
Say 'yes' again.
The sergeant may well ask you if you want to see a doctor.
Say 'yes'. The doctor will examine you and see whether you are fit for interview.

Tell the duty solicitor your story and take advice on whether to answer questions or not. Personally, and with only a minscule understanding of the case and your part in it, I would advise you to be truthful and tell the police everything now. They'll only re-arrest you at a later stage, when they've interviewed MIL and the solicitor.

You'll be given a piece of paper when you leave. It's important. Get your solicitor to explain it.

If you are a witness, you won't get any paperwork and you won't have a solicitor, so make sure you fully understand what the process was (get the officers to explain it to you!). Give us an update, please.