Santander zero no fee 0% 12 mth bal transfer

lifebegins

I applied for this offer on 14th, still no response so I phoned up Santander. Apparently my application has been approved, but their system cannot display the credit limit allocated, and in fact I will not be informed of this until I have signed and returned the written agreement which I should receive 7-10 working days after I applied.

So this is a great offer, but not for the impatient!

pfpf

i just called them to check on my application of 2 days ago and was told that there was a letter in the post today "requiring documentation", but he couldnt say what it was they were asking for. fair enough but odd as i have both an A&L and Abbey current account which i have had for several years.

i also asked about PPI after seeing someone mention it on this thread. i told him i never saw any option to opt in or out and that i didnt want it. he said that the system now requires you to opt OUT and there should have been an option to do so.

if i cant sort that out before i return any "documentation" i wont continue with the application, he suggested ringing the new account dept, wherever that is.

i am going to do a ghost application and see if i can see where the PPI part is, does anyone else know where for sure?

EDIT: i have just done the ghost signup and at no point does it even mention PPI, let alone give an option one way or another. i asssume PPI must be sorted out on the actual application confirmation form you sign once accepted?

schiff

pfpf wrote: »

i just called them to check on my application of 2 days ago and was told that there was a letter in the post today "requiring documentation", but he couldnt say what it was they were asking for. fair enough but odd as i have both an A&L and Abbey current account which i have had for several years.

i also asked about PPI after seeing someone mention it on this thread. i told him i never saw any option to opt in or out and that i didnt want it. he said that the system now requires you to opt OUT and there should have been an option to do so.

if i cant sort that out before i return any "documentation" i wont continue with the application, he suggested ringing the new account dept, wherever that is.

i am going to do a ghost application and see if i can see where the PPI part is, does anyone else know where for sure?

EDIT: i have just done the ghost signup and at no point does it even mention PPI, let alone give an option one way or another. i asssume PPI must be sorted out on the actual application confirmation form you sign once accepted?

If you really fancy having the card, surely a letter (possibly recorded delivery) telling them clearly that you don't want PPI under any circumstances, and asking for confirmation of receipt, would do the trick?

TBeckett100

jeven wrote: »

nice post~~~~~~~~~~

fiver says you are a spammer in the making.

MarkyMarkD

pfpf wrote: »

i just called them to check on my application of 2 days ago and was told that there was a letter in the post today "requiring documentation", but he couldnt say what it was they were asking for. fair enough but odd as i have both an A&L and Abbey current account which i have had for several years.

Uh oh! My original application was eventually declined because (a) they claimed that my application had some missing info and (b) the letter requesting the missing info never arrived and (c) the letter telling me that I as I had not responded to letter (b) was sent to the wrong address!

Sounds like they are trying the same nonsense again. Their administration is appalling.

At least they told you, by phone, that they were missing documentation - every single time (about 5 times) I phoned, they claimed they had not received my app, even after the date they eventually claimed to have written asking for the "missing info".

realaledrinker

The_White_Horse wrote: »

so, if i am given a 10k limit, how do i get the cash to stooze? i have no egg card.

Get an Egg card quick?

54druids

went into abbey bank today and asked about their current account with free overdraft and the guy told me I could only get that if I had a mortgage with them (cannot see this info on line). I then asked him about the free balance transfer and he also told me I needed a mortgage with them. Can someone clarify as this does not seem right. I have a bank account 2 with halifax and a card of 8k with them also. I was going to transfer a credit card (need to by 31st Jan) to existing Virgin offer for 9 months at 3 per cent

YorkshireBoy

54druids wrote: »

went into abbey bank today and asked about their current account with free overdraft and the guy told me I could only get that if I had a mortgage with them (cannot see this info on line).

Permanently free = mortgage required...

http://www.santander.co.uk/csgs/Satellite?appID=abbey.internet.Abbeycom&c=Page&canal=CABBEYCOM&cid=1237851350496&empr=Abbeycom&leng=en_GB&pagename=Abbeycom%2FPage%2FWC_ACOM_TemplateT2

Free for a year = mortgage not required...

http://www.santander.co.uk/csgs/Satellite?appID=abbey.internet.Abbeycom&canal=CABBEYCOM&cid=1237835064821&empr=Abbeycom&leng=en_GB&pagename=Abbeycom%2FPage%2FWC_ACOM_TemplateW2

I then asked him about the free balance transfer and he also told me I needed a mortgage with them. Can someone clarify...

The clarification you seek is here...

Plus, if you have a current account or a mortgage with Santander UK plc or Alliance & Leicester plc there’s...a 0% balance transfer fee.

http://www.santander.co.uk/csgs/Satellite?canal=CABBEYCOM&cid=1210607177336&cidAgrup=845616358929450&empr=Abbeycom&leng=en_GB&pagename=Abbeycom%2FPage%2FWC_ACOM_TemplateW2&posSel=1

noelphobic

bigstevex wrote: »

I've just c*cked it up lol, I've applied through the normal customer link but i'm an existing customer, i didn't even notice there were different deals, trying to move my Virgin Money transfer from august like a few other people!

I made the same mistake and have spent the last week trying and failing to arrange a balance transfer without paying the 3% fee! I phoned them on Monday (twice), on Tuesday and on Friday and am still waiting for them to call me back! On Monday I had to fax them the page from the internet that gave the details of the offer.

I know it was my mistake but didn't think it would be so hard to correct and am reluctant to pay £90 for a 3k balance transfer if I don't have to. I can't say I am impressed with their customer 'service'!

kev1744

i applied and have been told i have been accepted for this. only sticking point is i want to transfer in total 7k from 2 other credit cards. santander have said they can only ive me a limit of 2700 ?
any way i can get this increased?