We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Santander zero no fee 0% 12 mth bal transfer

13435363840

Comments

  • CannyJock
    CannyJock Posts: 3,838 Forumite
    1,000 Posts Combo Breaker
    Still don't know what my limit is and haven't received my card yet, but £9,950 has appeared in my Egg Money account :) Comfortable £300 stoozing profit on that.
    "A child of five could understand this. Fetch me a child of five." - Groucho Marx
  • annie12
    annie12 Posts: 790 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    I'm away from home at the moment but have noticed that £4500 has been BT from my Vigin card, which is what I asked for. :)
    If my credit limit is say £8000 will I be able to do another BT to egg money or should I have done it at the application stage?
  • bobbydrake50
    bobbydrake50 Posts: 122 Forumite
    annie12 wrote: »
    I'm away from home at the moment but have noticed that £4500 has been BT from my Vigin card, which is what I asked for. :)
    If my credit limit is say £8000 will I be able to do another BT to egg money or should I have done it at the application stage?

    As far as I am aware it has to be done in the first 3 months of opening the account so you should be fine hopefully. (if you have that limit anyway - I asked for £8000 ish and got £3200).
  • CannyJock
    CannyJock Posts: 3,838 Forumite
    1,000 Posts Combo Breaker
    annie12 wrote: »
    I'm away from home at the moment but have noticed that £4500 has been BT from my Vigin card, which is what I asked for. :)
    If my credit limit is say £8000 will I be able to do another BT to egg money or should I have done it at the application stage?

    If it's the Santander Zero you're using, you can transfer balances to it throughout the 0% promotion period - no 30/60/90 day limit according to their CS people. 90 days is the limit on transferring balances to a new Virgin Card.
    "A child of five could understand this. Fetch me a child of five." - Groucho Marx
  • I tried to read through most of the posts but there are 20 pages of them so I'd thought I'd ask outright.

    I just got the Santader Zero card and activated it. I'm going to NZ for holiday so I thought it would be useful if I need to get money out since it seems the cheapest way. I have cash with me but if I run out I will get some cash from an ATM and then immediately pay it in from my online banking directly to the credit card ;)

    My question is: Can I use the balance transfer for a bank account? I don't have any other CC debts but I can use the money to pay my car insurance and then pay Santander in installments without extra interest. I applied through A&L cause I got an account so not even the 3% would apply to me.
    Has anyone done that or just CC to CC?
  • annie12
    annie12 Posts: 790 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Anyone had problems registering for online banking?
  • annie12 wrote: »
    Anyone had problems registering for online banking?

    Still waiting for my PIN, three weeks after registering. I'll be ringing them tomorrow to find out what's going on.
  • I couldn't even go through the first page, it wouldn't accept my card number!
  • annie12
    annie12 Posts: 790 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    I couldn't even go through the first page, it wouldn't accept my card number!
    That's the problem i've got!! :cool:
  • Hmmm is this going to be another deal where you should expect what you pay for? Zero fees means zero customer service? I guess we need to talk to someone on their offshore call centre!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.