I'm left paying for my ex bf's PC. Advice wanted

halloweenqueen_2

I don't know rallya - depressing isn't it?
I'm sure they can get money out of him somehow - i wouldn't mention settling for the pc, after all if you bought one second hand it wouldn't be as much as you are paying out for it. If thats what you have to accept in the finish...but don't suggest it. Ask for him to pay what he agreed to.
Good luck, hope it works out.

frak

Take it from me pc's aren't really worth anything unless you have high end components for every piece. I've been working in IT for over 10 years now and they are almost disposable commodoties that depreciate so fast its untrue. That doesnt mean to say they wont do the job for the average person its just they dont retain much second hand value so in your situation pursue the money and dont accept the pc back. You neither want it or need it and thats goes for the aggro with this guy too. The one thing you dont want to do though is fall behind with the HP payments. Ensure you pay it each month to save your own credit rating and when you get the money which i am sure you will you can put it to somethign nice for yourself.
take care

frak

Verbatim

Send the letter recorded delivery, keep a copy and the recorded delivery slip. That's proof of delivery which I believe would be accepted as such in a (small claims) court.

Be very clear as to what you expect from him and the timescale within which he has to respond.

Eg

If I have not received either the money you owe me in full,
or the PC, within 3 weeks of the date of this letter I will institute proceedings against you to recover the debt and my costs.

surrey-ed

I have a couple of mates who are bouncers in the clubs/bars in Guildford who owe me a few favours, if you need the PC repossessed they will do it - this guy sounds like a right **** and is bang out of order so I will give up a favour owed if you need it.

happyformonths

frak wrote:

Take it from me pc's aren't really worth anything unless you have high end components for every piece. I've been working in IT for over 10 years now and they are almost disposable commodoties that depreciate so fast its untrue

This is true - and on top of all the other reasons (I'm afraid the possibility of him loading dodgy !!!!!! onto it occurred to me too) I would strongly advise that you DON'T accept the PC back or even ask for it. It's the debt you need him to sort out.

Also, if you did end up with the PC, every time you looked at it in your house it would remind you of him and all this nightmare you've been through - which is surely not what you want.

Good luck - this story has made me really angry (especially as I have a tendency to be a bit like you and allow myself to be walked over). Be strong: it will stand you in good stead for the rest of your life even though it's scary now.

Have you got someone (a close girl friend?) you can share all this with every day and even manage to have a laugh about it with? They're worth their weight in gold.

HFM

domestic_goddess

:mad: :mad: :mad: aaaaaaaaaaaaaaaagh :mad: :mad: :mad:

I have got nothing to add as its all been said but I have just read this from start to finish and people like him make me so mad.

You are so well out of this relationship.

Keep us informed

xx:beer:

Sugar_Coated_Owl

I know that if I end up just getting the PC back that it's pretty worthless but at least it means that him and his family don't have it. Although saying that I do need a new monitor as mine now no longer works...but I think will stick to trying to get the money back.

I want this guy out of my life. The PC is the only thing that keeps us in contact.

I have my card on file with HFC bank for automatic payments each month so at least I'm not going to get endless calls/letters/debt collectors.

Verbatim I have already sent him a letter (I did send it recorded and have the slip ) asking for either the PC to be returned or for him to pay the balance in full. I gave him 14 days to respond. I received no reply. I started a claim on Monday evening and by Wednesday (when he received the court form I guess) I received nasty calls/text messages and then he showed up at work.

:rotfl: surrey-ed thanks for the offer but I'd love to take you up on that but I'm trying to keep it all legal. He does know a lot of the bouncers because of where he works.

You're right happyformonths if I did get the PC back it would just serve as a constant reminder of him and that's not what I want. I want to be free from him for good.

If I do actually manage to get him to pay up I will feel good in myself for a change. I hope that it will make me a stronger person in the future. No guy will ever do this to me again that's for sure

I have a close friend from work, she's kind of like a Mum to me. I talk to her about it which helps a lot.

Thanks again for your continued support

hjb123

How many more months have you left to pay then?

Sugar_Coated_Owl

The amount that I'm paying now has been significantly reduced by HFC bank. As a result of many missed payments and arrears it's going to take me about 5 years to pay it off. I have other debts hence why I can't commit to pay any extra. However I'll probably be earning more at work in a year/2 years time so it will mean I could increase payment.

If he pays up then I will pay it off instantly

Sugar_Coated_Owl

Update: Unfortunately I couldn't stand my ground any longer. I've told him to forget the money and leave me alone. Tuesday he sent me endless text messages and calls telling me what a !!!!ing evil !!!!! I am and how he wished he had never met me e.t.c. He was going to get his Mum to come into my work and also speak to my Mum. I thought that was just so stupid. My parents don't even know I took him to court. I don't want my family involved in my problems. Today started the same, more and more text messages slagging me off and being abusive. I couldn't cope. I gave in.

I'm pathetic for just giving in but I don't need his !!!! right now. My Grandma is ill with cancer which is upsetting me enough and him continually being abusive just got too much. I couldn't handle it anymore.