Lloyds TSB Vantage - Multiple accounts

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allan673 wrote: »

any advice? i have had no email from them, i applied on wednesday on the internet.is there a phone number to check on new account applications made over the internet at all.

You could try ringing them on their 0800 015 4000 number, if they can't help you on that one, they'll be able to give you the correct one. As I recall, I didn't get email confirmation for any of the Vantage accounts I opened.

Geoffo_M

allan673 wrote: »

any advice? i have had no email from them, i applied on wednesday on the internet.is there a phone number to check on new account applications made over the internet at all.

They don't send email confirmations. I saw mine set up online after about 6 days, and the Welcome Pack arrived in the post the next day. I reckon you should give it few more days before worrying

Chadsman

Geoffo_M wrote: »

Yes, I shall use this only as a savings account & swap £1000 in & out via my main account. No need to send their signature mandate off then I think

If you are absolutely certain you will never need to use the debit card by signing rather than PIN or write cheque then probably you dont need to send a copy of your signature. I also use my Vantage account solely as a savings account but have sent them a copy of my signature as there may be rare occasions when I want to carry out a signature authorised transaction.
:beer:

allan673

Geoffo_M wrote: »

They don't send email confirmations. I saw mine set up online after about 6 days, and the Welcome Pack arrived in the post the next day. I reckon you should give it few more days before worrying

cheers geoffo m,

i have no internet banking with them, or existing accounts.
i will have to wait for postal correspondence off them for now.
then when i have this i will be able to log on to their site for internet banking.

cheers

steady__eddie

I see that they are changing the T + C s w.e.f. the second of December 2010. Overdraft fees are changing, (that's not going to affect us is it ?) but, "you'll no longer receive 0.1% AER/Gross* credit inerest on amounts over £7000."
Oh well, that's my retirement put back another 36 hours.

anna42hmr

steady__eddie wrote: »

I see that they are changing the T + C s w.e.f. the second of December 2010. Overdraft fees are changing, (that's not going to affect us is it ?) but, "you'll no longer receive 0.1% AER/Gross* credit inerest on amounts over £7000."
Oh well, that's my retirement put back another 36 hours.

lol i know what you mean the 0.1% was hardly anything anyway!

am i right that as the 1st of august is a sunday, that the interest wont be applied until overnight between monday 2nd and tuesday 3rd august

carpy

just opened my 5th

steady__eddie

"am i right that as the 1st of august is a sunday, that the interest wont be applied until overnight between monday 2nd and tuesday 3rd august "

From what I have been led to belive and past experience...........yes.

Jacka87

OK I am a little confused about this thread. I have a loyds account which I beleive is a classic vantage. I was told when I created the account that the difference between a classic and a classic vantage was that on the vantage one you earn interest. I asked what the interest rate was and was told 0.1% With this in mind I do not understand what all this fuss is about having multiple acounts. Can somebody please explain.

Sorry if this seems a bit dense I just seem to be missing something completly.....I think.

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Jacka87 wrote: »

OK I am a little confused about this thread. I have a loyds account which I beleive is a classic vantage. I was told when I created the account that the difference between a classic and a classic vantage was that on the vantage one you earn interest. I asked what the interest rate was and was told 0.1% With this in mind I do not understand what all this fuss is about having multiple acounts. Can somebody please explain...

The Classic with Vantage earns tiered interest of up to 4% AER for balances between £5K & 7K, other tiers shown HERE.