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Debt Free by 40 Debt Diary

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  • JET34
    JET34 Posts: 1,144 Forumite
    ohhh Congrat's on the HUGE payrise and my finger's and toes will be crossed on wed for you hope the back pay is good news!!:D
    DEBT FREE 23/FEB/07 TWO YEAR's!! £2 £1020.00 Banked New total £268+ and counting SAVINGS 3000.00- ISA £30. :j
  • robnye
    robnye Posts: 5,411 Forumite
    Part of the Furniture Combo Breaker
    ZTD wrote:
    She wore a top so plunging, it won a bungee-jumping competition.

    hilarious - :rotfl:
    smile --- it makes people wonder what you are up to.... ;) :cool:
  • Katyusha
    Katyusha Posts: 22 Forumite
    Hey…hang on there one big money-saving minute, Minx!

    Am I alone in thinking something is going on here? Is everything disintegrating in front of our very eyes? Where is the Oak-Smoked Minx we’ve come to know and love? What happened to the nail-biting posts about whether you were going to survive the week or be 10p short for that tin of beans or whether the ogre of an OH was going to get his act together and pour half a thimble of petrol in the fuel-starved VW? Where did the heart-warming story of the British inspirational figure fighting the credit-card companies on the beaches go?

    Suddenly it’s all salary increases and lump sum back pay and automatic cars and bijou boxes of organic veg.

    We want to be on the edge of our seats. We don’t want to hear about your checking in for your flight to Antigua.

    I demand to know what’s happening. I want narrative satisfaction.

    Kat
  • tiff
    tiff Posts: 6,608 Forumite
    Part of the Furniture Combo Breaker Savvy Shopper!
    pmsl! lol not quite the same when people are on the up is it. Good luck to ya girl.
    “A budget is telling your money where to go instead of wondering where it went.” - Dave Ramsey
  • LOL!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

    Ok, I'll give you a bit of narrative satisfaction.

    I've got a packet of slightly out of date bacon in the fridge and a packet of liver in the freezer. I want to try to be creative to get as near to pay day on Wednesday without hitting the supermarket. I've got lunches, but need enough for four dinners. I'm going to do bacon and pasta with peppers, tomaotes, onions and garlic bread tonight and then tomorrow I might do liver. I've done a quick calculation and I've managed to spend about £100 in the supermarket this month (including the organic veggies which arrived yesterday) , which I'm really proud of.

    OH was doing my head in a bit this morning. He is pacing around trying to think of ways to find cheap parts to get his sons car through its MOT, which is fine and very MSE, but he dithers and faffs and paces whilst I do the washing up , put the washing in and try to get started on AQA to earn some money! It is all just talk. He does absolutely nothing here except turn up and eat and it is starting to do myhead in a bit. He has gone home and I bet he turns up later saying he done nothing except listen to the football on the radio. AAArrrggghhh!!!!!

    Got a shirty email from Cruella yeseterday saying 'what about that report I wanted today?' obviously thinking that I hadn't done it and she was going to have the opportunity to have a go at me. I waited until 4.50pm before sending it through!

    Want to get to £500 on AQA this weekend, I'm £40 away. I didn't do any yesterday because of my OH farting around on the machine looking up insurance groups for cars his son can never afford or pay the insurance for.

    Told him that I am ready to send all my paperwork off to the courts but I have to do a document called a witness statement. I want it done as soon as possible andhe said we will do it tonight (it is something he does for work and so can tell me what I need to do). I told him (twice to emphasise the fact) that I don't want to leave it until the last minute (as is typical of him!)
  • So it's the old clearing-out-the-cupboard gig, is it? I know it well. Inevitably, you end up with that pickled onion and chocolate sprinkles combo, the mulled wine sachet in one hand, the Savoy cabbage in the other.

    I once lived in Russia. I haven't eaten beetroot pasta since.

    K
  • oakdale_minx
    oakdale_minx Posts: 1,174 Forumite
    oooooooooh, I want to got Russia!!! Number 1 place on my list of places to visit!!! I want to go before it becomes too Westernised. I learnt Russian at school and loved it so much.

    When I was 13 I wanted to be a Russian interpreter for the United Nations. I had this vision of all the great leaders sitting in a circle and then all the interpreters sitting in glass booths high above the meeting wearing headphones and translating for their country. It was all very KGB and secretive!!

    I've done a clear out the cupboard gig once this month already, so the options are rather limited. I am thinking of doing a vegetarian 'feast' with the vegetables I got yesterday. I've got rice, pasta, cous cous, lentils and some of that faddy diet quinoa stuff. I've also got some puff pastry to use up. I've got some bread baking in the breadmaker now.......

    mmmmmmmm......carbs.........
  • O-H,
    When my (automatic) car failed it's MOT in Dec so spectacularly, my DH went to the car auctions near us and bought me a Honda Accord Aero Deck, P reg for £650! It's brilliant!!! Leather interior, drives great, estate (so good for me as childminder) and only 91k on the clock. All the write ups on them are excellent as well.
    Could you maybe do something like that?
    I can send hubby down to you as he is car-savvy and in return, you could cook him a meal (and send me up a few pumpkin pies?!?!)
    Good luck with the back-pay, I am waiting to hear with baited breath...
    Bunny x
    Empty pockets never held anyone back, only empty heads and empty hearts can do that -Peale
  • oakdale_minx
    oakdale_minx Posts: 1,174 Forumite
    Sounds good to me Bunny!!!

    Looks like a Mondeo is top of the list at the moment. About £900 will get me a P reg one. I had a P reg one from new as a company car and it was fine.

    I am still a bit scared about the back pay. Scared is the wrong word, but because I just don't know how much it will be, I'm very apprehensive to even dare think about the total. I keep thinking that maybe it will be a tiny amount and the big pay jump will be from the 1 October 2006 (when the increments change each year). I hate not knowing!

    I live about 1 minutes drive from my local car auction. The Carlton came from there! I'm going to check out the catalogues when I get my money.

    Working on AQA is like trudging through mud today. I'm very tired.
  • oakdale_minx
    oakdale_minx Posts: 1,174 Forumite
    oh dear.........:o

    I decided for some bizarre reason when I logged off AQA that I REALLY wanted to make a couple of glasses of snowball tonight :confused:

    I knew that I still had £40 unspent on my Tesco Clubcard Plus......

    I bought own brand advocaat.......Value Diet lemonade.........

    .............a bag of aduki beans reduced to 15p.........a huge 1.5 kg bag of chapati flour..............saffron...........a 300g bag of chilli flakes (a bargain, I use loads and it is dear to buy them by the jar)........ahem....where was I....a big tub of ready made fresh tomato sauce.......and some Tesco Finest filled pasta...........

    I just can't be trusted.........all the way round I was thinking, what am I doing, this is very un DFW, but it didn't stop me........whoops.......I guess at least with the money being spent on my Clubcard Plus, it is money I have deposited onto the card rather than it being spent on a CC........and I get double Clubcard points....

    oh yes.........and some Value Golden Syrup.......and some double cream.......and a ready made Syrup sponge (why??? I got the Golden syrup to make Syrup Tart?!)......£22 later......

    At least I stopped short of buying cherries to go in the snowballs.......:o
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