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Debt Free by 40 Debt Diary

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  • i've got £1.67 of my Sunday to Friday Moozie challenge left. Not bad as I only gave myself a budget of £10! I resisted takeaway twice and also resisted getting a taxi to the court yesterday (rubbish parking). I need to buy something for dinner so I'm going to get some mince and I'll do chilli tonight as I have all the other ingredients.

    It is weird not having a fridge freezer! I'm glad the old one went to a good home last night and I put my cider on the back door step to keep cold!!!

    Waiting now for the new one and the bedroom furniture to arrive. Flat pack hell awaits.

    Still haven't had the extra money Abbey need to give me from the court claim. They have 14 days to send it to me. If it still isn't in my account Monday i'll give the solicitor a gentle nudge.

    Overdosed on the chocolates a tad.......whoops.......
  • update!!!!! Fridge freezer here , half a tonne of flat pack furniture - packed into 47 boxes!!!!!!!

    And a cheque from the Abbey for £349!! Happy days. I'll withdraw both claims after I bank the cheque tomorrow.
  • ZTD
    ZTD Posts: 24,327 Forumite
    It is weird not having a fridge freezer! I'm glad the old one went to a good home last night and I put my cider on the back door step to keep cold!!!

    Why? I've been told White Lightning tasted the same no matter the temperature... ;)
    Overdosed on the chocolates a tad.......whoops.......

    You knew you would... :naughty:
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • JET34
    JET34 Posts: 1,144 Forumite
    GOOD LUCK with the flat pack!!!!;)
    DEBT FREE 23/FEB/07 TWO YEAR's!! £2 £1020.00 Banked New total £268+ and counting SAVINGS 3000.00- ISA £30. :j
  • beanielou
    beanielou Posts: 95,751 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    My idea of toal hell= flat pack furniture!!
    Lots of luck OM.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Eupho
    Eupho Posts: 1,259 Forumite
    Oo I just noticed your sig.. thats today YAY!!!!!! WELLDONE! :beer: :T
    Very proud of trying to deal with my debts. LBM 04/09
    :T
    [STRIKE]£34.217[/STRIKE] ~ 05/09. £33.817~ 06/09
    to [STRIKE]13 [/STRIKE] 12 creditors. Doing my own DMP. :dance:
    DMP mutual support member 309. NSD 12/12
  • skint_spice
    skint_spice Posts: 13,443 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi, newbie here. OM, just caught up with your thread, well done and look forward to seeing progress with OH - having been in similar position myself! not easy to change the situation even though you know you should!
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • oh dear..............I think I need to visit the naughty step........

    I went to town to deposit the cheque from the Abbey yesterday. I haven't been into town for about 6 months and it wasn't a nice experience. I don't know why but it didn't feel good shopping and there was lots of teenagers hanging around (mostly girls surprisingly) looking like they were auditioning to be the next Vicky Pollard.

    I decided to buy my holiday clothes......and not being the most svelte girly in the world, Top Shop and Primark weren't top of my 'must visit' shops (and the fact I'm about 20 years too old to even step inside Top Shop!!!).....and I spent £113.........OOUUUCCCCHHHHH.........sigh.......I then went to Marks and Sparks and was almost taken in by all the lovely food but resisted apart from two boxes of thai fishcakes costing £5...........whoops.....

    Today life has got in the way money wise......my kitchen tap has been leaking for ages but today it all decided to go a bit mad and water started spurting out of the side of the tap and all over the worktop.

    New tap time. Turned the water off and asked OH if he could fix a new tap - today. He apathetically said yes and cleared off home leaving me with no water and all the tools turned out of the tool box in the bedroom because he said he would need some washers later.

    Went off to B+Q and almost spent £98 on a tap, but reined myself back in and spent just over £30.

    OH is now ignoring his phone.....................ggggggggggggggrrrrrrrrrrrrrrrrrrrrr............
  • OM,
    He's probably going to buy a @cheap' washer made by Rover to save you some money...
    Bunny x
    Empty pockets never held anyone back, only empty heads and empty hearts can do that -Peale
  • Remind us O_M what is he good for?????????:think:

    Sorry but he really is annoying your virtual friends.
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