Day 1... where will it lead

LexieLou

I'm watching 'The Young Victoria'. Queen V was always someone I loved, I admired the fact that she remainded in mouring for the rest of her life because she loved her husband so much. What a woman. I'd be daft enough to do something like that.

I kept his (MMM) last text message as I want to be able to remind myself what a useless speciman of a man he is. Over time I have a habit of looking at someone with rose tinted glasses, although I also have a habit of growing to hate someone who crosses me beyond all belief. I think he will be one of those people I grow to hate....

I've no other news, I need to update my signature as I've been really relaxed about it of late.

Night everyone.

LL xx

Lemon_Tree

congratulations for telling him how it is! this time next year you can look back at your posts and thank the heavens that you had the sense to give him the boot and open up lots of opportunities for you.

LexieLou

Oh Lemon Tree, you brought a wee tear to my eye. Thank you for being you and being right.

I'm off to enjoy my Christmas Dinner. Have a great Christmas everyone, I'm sending you all virtual hugs

Me xx

LexieLou

I got 42% in the tightness test....comnsidering a lot of the questions didn't apply to me I think that's quite good. I don't drink tea and I only drink black coffee.

Off to make dinner....need to get on the ball with ebay as I now have a turquoise star...whoo hoo

LLxx

LexieLou

Ho hum, watching Flog It and wishing I had a jumble sale find that would net me a cuddle from Paul Martin never mind the ££££

Might just have to get around to putting a plan together for all my debt as I really want to be debt free by July 2012....a HUGE ask, but maybe I could do it? I should definately start a spending diary as I probably squander £4 - 5 a week on really nothing, fresh air really who knows.

I have to pay a few bills tomorrow and I also need to pay my road tax and also pay money into my Scalifax O/D.

Right off to be a nerd and do the maths thing.

Byyyyeeeeee for now.

LL xx

facing_up_to_it

Ho hum, watching Flog It and wishing I had a jumble sale find that would net me a cuddle from Paul Martin never mind the ££££

Ha-ha! Wouldn't turn him or David Tennant away from my tent on a wet night. Mmmm David Tennant :rotfl:

LexieLou

facing_up_to_it wrote: »

Ho hum, watching Flog It and wishing I had a jumble sale find that would net me a cuddle from Paul Martin never mind the ££££

Ha-ha! Wouldn't turn him or David Tennant away from my tent on a wet night. Mmmm David Tennant :rotfl:

Ha ha, very funny...

LexieLou

This year I have paid £6398.87 off my debt...no where near as much as I wanted to pay but on the plus side I made all payments and at the start of the year I was paying over and above what I needed to pay, which does confirm my belief that from May / June onwards the economy really fell apart as I had no spare money coming in.

So debt mountain is:

O/D £3380
Loan £ 4471.95
CC1 £2361.41
CC2 £1442.95
CC3 £4099.59
CC4 £717.78

Total : £16,473.68....Oh Lord, I need to lie down.:eek:

Well there it is in black and white.

I also have spent the evening creating a spreadsheet with projected payments each month if I want to shift a huge chunk ( realistically I won't be debt free come July 2012) and I need to pay an extra £700 a month to shift a large percentage. But sure it's something to aim at isn't it???:rotfl:

I have also just worked out I can't remember how to consolidate a spreadsheet so I better shimmy on off and remind myself how to do that, so a wee trip to the very clever tool that is called 'You Tube'

Night everyone.

LL xx

Lemon_Tree

paul martin doesn't ring bells with me but David tennant hmmmm he's nice lol

LL you're not the only one who can waste money on thin air - i'm just as bad even now.

i did the nerdy thing with spreadsheets last night as it was payday, it's sad but my accounts went from being full to empty in a couple of minutes

Lemon_Tree

LL i haven't added up this years changes to my debt, guess it's about time to do that, oh and see if the 'how much have you cleared thread?' that runs for each year.