Day 1... where will it lead

LexieLou

Hello Ziggles, How's you?

Well ebay has a free listings this weekend!! How exciting.

Did my second set of lettes toTesco. So annoying, but done.

Off to do my PAD.

Till tmmw

Night, LL xx

ziggles50

Hi Lexie
i keep thanking you so you know i'm still following. Not doing so well lately...someone stole the wind in my sails so i do what i can and worry about the rest:o
Keep it up, remember that your diaries (all these DFW ones) are soo encouraging even if they are all about you or not too much about money!

LexieLou

Oh Ziggles...who was horrible to you?

I've done my PAD, yay and Barclaycard have cashed the £10 Cheque for the SAR.

So exciting, it's like Christmas, and you also don't know if you are going to get what you want too!!

OK I'm off to do some work for tmmw.

Night.

LL xx

LexieLou

It's Friday!! And I so wish I could jump up and down with happiness, but unfortunately it's not working.

So made my PAD and also called johnny lewis about my further payments. Silly beggers took the May payment out on the 1st, which of course was a bankholiday weekend and it was declined. So they've redone it there now. And I've also increased my payments to £130 for the next 3 mths, by then Egg will be paid for and I can make the req min payment each month.

Called Egg about old Loans and the PPI on them, so letters to follow tonight. Letter also to go off to them about the CC i had once, again PPI.

Also called Citi cards about the old cc i had. Late payment charges were £25, would be rude not to claim them back wouldn't it?

Creation Financial Services is next on my list, but that might have to wait till Tuesday as I'm working all weekend. But defo is a case of miss selling as I was a student and also it was sold in a shop and the girl just told me to tick everything!!

So, off to write some letters and get them in the post tmmw.

Till then,

LL xx

LexieLou

Evening,

OK been mad busy last few days.

All PAD uptodate - well chuffed
Called Johnny Lewis about maintaining reduced payments. That's been agreed for next 3 mths, then when Egg are paid off I can start min payments with J Lewis again.
Called Egg about miselling PPI on previous loans and also old C Card. So I'll get back ontop of that wee issue on Tuesday.
Tesco have posted me back the charges on CC. It would appear that Royal Mail did indeed deliver the letters only they appear to have forgotten to update signature. So Tesco will get a second batch of letters from me. Royal Mail.....hmmm.
Called Citi Bank about my old CC and will do letters to them on Tuesday
I'm also sending off a letter to John Lewis about PPI as I remember the lady selling me the CC in store. So again that is for Tuesday.
Listed 3 items on ebay last night. Have a few more random ones but don't have the energy to list them tonight, might just leave it for a few days.
Talking of ebay, has anyone seen the latest for all private ebay sellers...you can only list 100 items a month!! It would be a problem for me if I had 100 items to list, and as I don't I will instead feel sorry for those lucky people that have loads to list.

So that's me...it's been a really productive weekend MSE wise. Work wise it's been appaling.

So off to do some work and I'll pop in tmmw.

night,

LL xx

LexieLou

Unexpectaly at home today so can get PPI letters done, beds changed and just ageneral tidy up.

Nothing much to report, all has been quiet.

Off to do my PAD and I'll be back tmmw.

LL xx

LexieLou

Quick update.

Off to post office, all letters done, well as far as I can in this stage of the reclaim proceedings.

PAD also done...looking good

Just need to do a budget for the month...not so good.

till tmmw.

LL xx

littlekitty2010

Hi lexie thought id check in on you:D Looks like you are on really gettin on top of that ppi:T

LexieLou

I,
I've done my PAD.

But I also went shopping today, bought some undies as desperately needed new ones, had the four boob thing going on! Also bought new shoes for work. So nothing is a wasteful spend and I have been hlding off for as long as possible buying new things, so don't feel too guilty. But it was so hard as all the shops have lovely things....aaaaahhhh

Till tmmw.

LL xx

LexieLou

Evening,

Done my PAD, Will have to bring a pair of shoes back as they are way too bad a fit. But sure it's money back in the bank for a debt. And oddly enough I actually feel better about that. How mad is that?

Decided today that I am aiming for Juy 2011 to be debt free, well ideally a few months before this. This will of course be done by the grace of God, a few PPI reclaims (here's hoping) and sheer hard work.

So I have £200 towards a CC this month. I used to love, well for 3 months anyway, paying my CC bill as soon as it hit the mat. Last month it was near the end of the month and even then it was only £100 per card for 3 cards and £70 for the other. So this month I really want to be able to pay £250 on 2 cards, £100 on another card (which is paid) and £70 on the third. So I need to find another £370. Hmm tall order me thinks.

So that's it. Oh yes got a letter from Egg today re the PPI query I made on the phone the other week, they are investigating the matter and will get back to me. Let's wait and see.

Off to sort out stuff for tmmw.

Night

LL xx