MSE News: Bank charges result at 9.45am Wednesday

mojoparrot

atlastcommonsense wrote: »

Thats CRAP ... The direct debit guarentee clearly states they can not take it early if a weekend is on the due date - They have to take it the next working day

It is true that has happend to me. My d d's have sometimes been taken out of my account on a Friday when the date should have been on a Monday when I was paid.

And yes I have tried to contact the bank to waive charges and they have decided to stand to them.

neneromanova

atlastcommonsense wrote:

dyslexic (meaning - unable to spell, read, thicko) - Ahh but in todays society is has a posh name, another made up illness like ADHD etc.. but thats for another forum.

Sorry but that is harsh. I had to report it!

jamespir

Sideways wrote: »

jamespir

I think you need to accept that not everyone shares your view. There are a few cases where people have been genuinely unfairly charged by their banks. All power to them in fighting back.

Sadly, too many people get themselves in a mess because they can’t go without the latest gadget or designer shoes. I have no sympathy for these people. They are part of the problem with today’s society, not the solution.

im all for peoples opinion but allthatcommensense and hallowed way are trolls and their opinions worth nothing and dont deserve to be on this site if i walked into the bank and said youre !!!! and your all !!!!!! and asses then i would be locked up so why is it okay for them to say it here they should be banned

Pocoyo

Argh, this is terrible news for my father. He has accrued bank charges on his business account because the two companies that he deals with the most have not been paying him on time. On Friday one of them went into liquidation owing him thousands. His last hope was at least getting some of these charges back. He has decided this morning that he now has to sell his house he has worked all his life to pay for so he can clear this bad debt. He is due to retire in May so he doesn't have the time to work to pay it off.

I am completely gutted for him.

Quanz2

atlastcommonsense wrote: »

Yup, I go back to basics.

£100 in bank account
Spend £100 OK
Spend £101 .. NOT OK .. YOU WILL BE CHARGED AS PER AGREEMENT

Whats difficult to understand, are you sure you have a real degree ? - those ones you buy off the internet for £20 do not count

Heres were it hurts £100 in bank account 3x £25 direct debits (Mortgage,Electricity,council tax) £25 for food, So you over spend and your food bill is £26 - last direct debit goes out you only have £24, bank charge you £25 - your now a £1 overdrawn. Your electricity bill is now £50. You now have £99 to pay £100 of bills, you also need money for food. Oh and your bank just sent you a letter saying they have charged you £1 a day (10 day = £1)for being overdrawn and they will apply this on the 23rd of the month....Now your in the bank trap, and it spirals believe me.

jamespir

neneromanova wrote: »

Sorry but that is harsh. I had to report it!

thanks for that but i can fight my own battles

mojoparrot

I've been paying for my banking with the Coop for the last 4 years. I pay a monthly subscription of £8.50.

Quanz2

atlastcommonsense wrote: »

Well if they comitted suicide their debts would be written off, problem solved

Nice - Every thought about a career in The Samaratins?

Goodtimesahead

I wonder how many people will flood the Banks with SAR's just to snow them under in work for a month lol Might be well worth the £10 !!

blind-as-a-bat_2

neneromanova wrote: »

Sorry but that is harsh. I had to report it!

He also is wrong, most dislexics are not thickos, they are highly inteligant, so much so the brain works too fast;)