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The Sub Prime Credit Thread - Part IV
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hopeless_case wrote: »wont want to do it just yet but will sygma be better?
Sygma search Equifax only. How is your Equifax file? Any defaults?
You don't need a spotless file, i have a satisfied default which is over 3 years old, i have a Silvercard issue by Sygma with a £1300 limit.0 -
Sygma search Equifax only. How is your Equifax file? Any defaults?
You don't need a spotless file, i have a satisfied default which is over 3 years old, i have a Silvercard issue by Sygma with a £1300 limit.
Did you ask how long before you can apply for another increase? I forgot toCashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
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I just called Flybe and they've increased my limit to £1300, was put on hold for a few minutes while they credit checked me. They need to change that awful on-hold music, my ears are bleeding.
EDIT: Tried increasing my Tesco limit and got the message: Sorry, we are unable to complete your request. Please contact us on 0845 604 0409 textphone 0870 154 1192, if you want to discuss this in more detail.
I use it quite a lot and clear the balance each month, not fair!We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com0 -
Is it 6 months from getting the Tesco CC you have to wait prior to requesting an increase?0
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no you have to wait a whole year0
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So my Flybe is @ 5k so my increase will take it to 6.5k?Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
I said to my OH apply for a card from Sygma, he has no adverse, only thing is, his credit ratio is high as it's displayed on Experian?
He's used about 50% you see:eek:0 -
Innocent_Guy wrote: »So my Flybe is @ 5k so my increase will take it to 6.5k?
Hi Innocent, when they increase your limit to quite a high amount do you use it then pay it back? If I used £1000 it'd take me about 3 months to pay back.0 -
I said to my OH apply for a card from Sygma, he has no adverse, only thing is, his credit ratio is high as it's displayed on Experian?
He's used about 50% you see:eek:
That's OK, mine was higher than that when I was approved for Silver & My World
Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
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