The Sub Prime Credit Thread - Part IV

ElkyElky

never-in-doubt wrote: »

have a mooch here matey - you can get it wiped lol.... see the top few links :p

http://lmgtfy.com/?q=parking+ticket+loopholes

I'm going to pop to the council office and pay it, clearly stating I'm paying it under protest (as to not miss the 14 day discounted fine) then send in an appeal. :mad:

Zack1

ElkyElky wrote: »

I got a bloody parking ticket today because my wheel was sitting just over the line for a loading bay!

Ouch, that's so harsh! Hope you get it wiped off!

izools wrote: »

I wouldn't be surprised mate, they approved me two months after I was discharged from bankruptcy, whilst living at home with mother and on JSA

My how things have changed in the last couple of years...

It's so strange, just wish I was 18 a few years back so I could've got loads before the crash!

Natwest are really annoying me now, that online banking that was suspended a few months ago has been suspended again today. Bunch of clowns, I'm leaving these idiots as soon as I get my railcard for next year.

I'm now going to miss a credit card payment because I go away soon and won't be able to pay the Natwest payment in time :mad: Better not get a £12 charge for their incompetence

Having fun with that online chat thing too, it's a real human, apparently... she kept telling me to reregister as I hold a debit card.... which part of "I'm suspended, it won't let me" won't she understand then!?!?

ElkyElky

Zack1 wrote: »

Ouch, that's so harsh! Hope you get it wiped off!

They are dirty robbing bas*ards who'll burn in hell. :mad::mad:

On the bright side, if I pay by credit card, I'll get some air miles and they'll get processing fees (I don't believe they pass the fees onto me). OR I may even pay it with my very large jar of 1p's and 2p's.

Zack1

ElkyElky wrote: »

They are dirty robbing bas*ards who'll burn in hell. :mad::mad:

On the bright side, if I pay by credit card, I'll get some air miles and they'll get processing fees (I don't believe they pass the fees onto me). OR I may even pay it with my very large jar of 1p's and 2p's.

Haha, then try and get a refund in cash :rotfl:They probably won't let you, if the purchase was refunded wouldn't your airmiles be docked?

Large jar of 1ps and 2ps sounds like a good idea!

I've just been on the phone to those online banking muppets, they recommend I get my laptop professionally checked.... I asked him if he knew what course I was doing at uni, computing.... so I was like so I don't need it checked, I haven't got a virus! And he was like "Well our system has detected it sir" :mad::mad::mad:

DizzleUK

Capital One card arrived this morning :j
For those interested-

Applied online Weds 16th June around 11pm
Accepted instantly and signed electronic agreement
PIN arrived Saturday 19th June
Card arrived today Friday 25th June (eeek! exactly 6 months til Christmas!!)
Activated card, 10 minutes on a 0800 number (5 mins on hold) no sales pitch for dodgy insurance products. :T

never-in-doubt

DizzleUK wrote: »

Capital One card arrived this morning :j
For those interested-

Applied online Weds 16th June around 11pm
Accepted instantly and signed electronic agreement
PIN arrived Saturday 19th June
Card arrived today Friday 25th June (eeek! exactly 6 months til Christmas!!)
Activated card, 10 minutes on a 0800 number (5 mins on hold) no sales pitch for dodgy insurance products. :T

well done - what limit? :T

never-in-doubt

Zack1 wrote: »

Large jar of 1ps and 2ps sounds like a good idea!

Mate they will refuse it as non legal tender! Legal tender is something like £2 of small coppers afterwhich they can refuse to take it. In fact anyone can refuse any kind of payment, its up to them what they take!

Sorry, but that farmer thing where he tipped up with a barrowload of pennies and dumped them in the council office was not accurate - he later got charged to clean up and they were returned to him as non legal tender.... hehe - the law is a weird thing remember! :rotfl:

DizzleUK

never-in-doubt wrote: »

well done - what limit? :T

As per my signature: £100 (or 10,000 pennies- sounds more lol)

Zack1

never-in-doubt wrote: »

Mate they will refuse it as non legal tender! Legal tender is something like £2 of small coppers afterwhich they can refuse to take it. In fact anyone can refuse any kind of payment, its up to them what they take!

Sorry, but that farmer thing where he tipped up with a barrowload of pennies and dumped them in the council office was not accurate - he later got charged to clean up and they were returned to him as non legal tender.... hehe - the law is a weird thing remember! :rotfl:

Haha, yea I know Worst Great Western won't accept more than £2 in 1/2/5p and more than £5 in 10p or something weird (I was bored waiting for my train and it was on a notice!). It says if it's a low value fare they wouldn't normally be refused though, but yea I can see the council getting funny over £30 in 1ps :rotfl:. I was thinking of paying my £50 return in 1ps but had to change my mind!

Oh and Natpest's Credit Card services (the new thing) now work for students. We were banned from it before, I thought I'd try it after re-registering for online banking and it's gone through. Think Elky's got a Natpest card as a student?

I got into online banking too, this bloke deleted my old account, so it thought I was totally new, the other woman just left it suspended so I had to go via post, I'm in that instantly but need to wait 7-10 days to get my CC activation code.

ElkyElky

never-in-doubt wrote: »

Mate they will refuse it as non legal tender! Legal tender is something like £2 of small coppers afterwhich they can refuse to take it. In fact anyone can refuse any kind of payment, its up to them what they take!

Sorry, but that farmer thing where he tipped up with a barrowload of pennies and dumped them in the council office was not accurate - he later got charged to clean up and they were returned to him as non legal tender.... hehe - the law is a weird thing remember! :rotfl:

I know.. I've calculated how many coins I need for it to be legal.

5 x £1 £5
50 x 10p £5
50 x 20p £10
20 x 50p £10