The Sub Prime Credit Thread - Part IV

cifpower

I slept for 17 hours yesterday! :eek:

Have to go pick up my last Xmas presents from the sorting office this morning. I may even treat myself to a Subway. Or a KFC. All depends.

Innocent_Guy

Brian1966 wrote: »

Had 2 statements so far... Number one showed limit of £300...Number 2 shows limit of £107, balance of £106.75 :rotfl:
On Equifax and Experian the update of 6/12/09 shows limit of £300 so god only knows

On Eq my CL shows as 4p LOL. Will show a screenshot later :rotfl::rotfl:

Innocent_Guy

never-in-doubt wrote: »

Morning matey - you ok? All ready for Crimbo then...?

Morning,

I have done no prep lol..... My usual xmas eve rush will deffo happen again this year ha ha.

How about you?

Innocent_Guy

cifpower wrote: »

I slept for 17 hours yesterday! :eek:

Have to go pick up my last Xmas presents from the sorting office this morning. I may even treat myself to a Subway. Or a KFC. All depends.

17hrs! I went to bed at 1.45am and have been up since 5 lol

cifpower

Innocent_Guy wrote: »

17hrs! I bet to be at 1.45am and have been up since 5 lol

From about 5am yesterday to just past 9pm

Innocent_Guy

cifpower wrote: »

From about 5am yesterday to just past 9pm

Feel refreshed?

cifpower

Innocent_Guy wrote: »

Feel refreshed?

You could say that! I have an early start (5am) on Wednesday as I travel back for Xmas so I need to stay up today to sort out my body clock

Zack1

Innocent_Guy wrote: »

The usual increases are
Start . Increase on 4th statement
£100 - £200
£200 - £500
£500 - £1250
£1000 - £1500

Damn, they better give me some more quickly!:rotfl:. Although now the start of uni has gone, £550 split between both cards should be about ok, then hopefully I get accepted for more in the summer!

Innocent_Guy wrote: »

Usually if you request a catalouge they will tell you your pre-approved limit. This does involve a credit search however if no pre-approved limit is offered you could argue the search and get it removed.

I found that if you do it this way you are more likely to be offered a CL?

Thanks, that would be this then? https://www.empirestores.co.uk/rf/emp/secure/navigation/catrequest/catalogRequest.do?cm_re=Homepage-_-Footer+Banner-_-Catalogue+Request

I see it says "The £15 first order discount is conditional on being accepted for an Empire Stores credit account, acceptance is subject to credit status. If you are not accepted for a credit account you will not be entitled to the discount and will not be sent a copy of the catalogue. Minimum order value £25." So I guess if I argued they'd come back and say I knew I was consenting to a credit search by requesting it, because I wouldn't have got one otherwise

seeya23

Innocent_Guy wrote: »

They enjoy playing these types of games mate....

Good Morning well next is paid off now i ll give my money to littlewoods from now on

christhesparky_2

Morning

Recieved my statement from Vanquis this morning, my credit limit has been raised again to £1500