The Sub Prime Credit Thread - Part IV

Brian1966

just_about wrote: »

How old are those defaults? Hope you don't mind me asking you this !! Coz even I am planing to apply for 1 and 1 just have 1 default from about 2 years back now, and no other nasties .. However can't seem to get accepted for any thing :mad:

Have one from March 2004 drops off very shortly and 2 from Nov/Dec 2005.
Have obtained all of my credit facilities since Sept 2008 when I discovered this forum

Brian1966

seeya23 wrote: »

i would like some new cards but them 2 ccjs are holding me back lol

you have a Barclays Premier though with £250 cgc dont you? Flash git lolol:rotfl:

seeya23

Brian1966 wrote: »

you have a Barclays Premier though with £250 cgc dont you? Flash git lolol:rotfl:

yes i do but cant get a barclaycard with my ccjs

Brian1966

seeya23 wrote: »

yes i do but cant get a barclaycard with my ccjs

Shows how silly the credit game is...assumung you have 20 cheques available at £250 a time thats a lot of 'potential' credit yet Barclaycard wont give you a card despite minimum limit being £250.
That said I can't get a Barclaycard Initial either applied last month and got instant decline :mad:

just_about

Brian1966 wrote: »

you have a Barclays Premier though with £250 cgc dont you? Flash git lolol:rotfl:

Applied for that account a couple of days back, yet to get an result, I know what the answer will be though :rotfl::rotfl::rotfl::rotfl:, as the only default that i have in my credit file is by these bunch of morons, however I do like the benifits they offer on the premier account !!

seeya23

Brian1966 wrote: »

Shows how silly the credit game is...assumung you have 20 cheques available at £250 a time thats a lot of 'potential' credit yet Barclaycard wont give you a card despite minimum limit being £250.
That said I can't get a Barclaycard Initial either applied last month and got instant decline :mad:

i know it.s mad i get a lot more now than i ve ever had in my life as i could not get any credit till this time last year

Brian1966

seeya23 wrote: »

i know it.s mad i get a lot more now than i ve ever had in my life as i could not get any credit till this time last year

While you are on a roll....why not open an Additions account...3 months interest free on everything, longer on some items. Some prices are quite a bit cheaper than Littlewoods

seeya23

ive got 14 accounts on Equifax as it is my wife open a very account the other week

Brian1966

seeya23 wrote: »

ive got 14 accounts as it is my wife open a very account the other week

Try for 15 then...the more the merrier :rotfl:

seeya23

i want a Barclaycard Initial as my wife just got one nice looking card as well