The Sub Prime Credit Thread - Part IV

seeya23

did you get your order from hsd ???

Parki_2

Just had an increase on my Vanquis from £250 to £750

And had my Capital one upped from £1000 to £1500 a couple months ago so my limits are getting a bit more useful to me.

Now all I need is my Flybe limit upped. I think its been six months and the limit is still £1000

Hope everyone is doing well. Have a good christmas people!

seeya23

Parki wrote: »

Just had an increase on my Vanquis from £250 to £750

And had my Capital one upped from £1000 to £1500 a couple months ago so my limits are getting a bit more useful to me.

Now all I need is my Flybe limit upped. I think its been six months and the limit is still £1000

Hope everyone is doing well. Have a good christmas people!

you have to call them up to ask them to up your limit 30% max it will take you to £1300

Zack1

seeya23 wrote: »

did you get your order from hsd ???

Yep, got it sent on to me

More of these companies are doing the same thing now. Wanted to buy stuff yesterday and another site was doing the "first order must go to registered address" thing, annoying!

Parki wrote: »

Just had an increase on my Vanquis from £250 to £750

And had my Capital one upped from £1000 to £1500 a couple months ago so my limits are getting a bit more useful to me.

Now all I need is my Flybe limit upped. I think its been six months and the limit is still £1000

Hope everyone is doing well. Have a good christmas people!

That's a nice increase. Can't wait til Capital One increase mine. Because I keep maxing it out hopefully they'll give me quite a bit. Really I should just pay the minimum one month, that would guarantee me a decent increase, but I'm not paying it at that APR!

seeya23

Zack1 wrote: »

Yep, got it sent on to me

More of these companies are doing the same thing now. Wanted to buy stuff yesterday and another site was doing the "first order must go to registered address" thing, annoying!


That's a nice increase. Can't wait til Capital One increase mine. Because I keep maxing it out hopefully they'll give me quite a bit. Really I should just pay the minimum one month, that would guarantee me a decent increase, but I'm not paying it at that APR!

i start with £100 limit increase mine to £200 only

Zack1

seeya23 wrote: »

i start with £100 limit increase mine to £200 only

Pfft, that is a joke. I've read of other people going up from 100 to 1000 ish though. I don't expect to go up that much, but I'm hoping that because I have such little available credit they might be nice.

I was thinking of getting rid of Natwest if it goes above £500 (not now, but in future), but I'll keep it just for the sake of my internal score at Natwest, then hopefully it'll help in the future

seeya23

my wife start with £100 went upto £300 she just got a vanqis with a £500 limit and barclaycard with a £400 limit

Zack1

seeya23 wrote: »

my wife start with £100 went upto £300 she just got a vanqis with a £500 limit and barclaycard with a £400 limit

That's hopeful then, even a £300 limit would do for now, that's £650 when combined with my Natwest card, it just gets annoying not to be able to use cards because of crap credit limits. Like last night I nearly tried to bill my Capital One card (£28 left on it until this time next month) and only just remembered not to in time (it would have probably authorised too, as there is a transaction pending, like the Natwest one where I authorised too many)

Parki_2

seeya23 wrote: »

you have to call them up to ask them to up your limit 30% max it will take you to £1300

I will do that then. Why cant they just do it automatically like everybody else ;p Do you know how often they will increase your limit?

marksoton

Zack1 wrote: »

Really I should just pay the minimum one month, that would guarantee me a decent increase, but I'm not paying it at that APR!

Has anyone got actual proof that doing this will, without a doubt help someone's chances of getting an increase ?