The Sub Prime Credit Thread - Part IV

Brian1966

seeya23 wrote: »

log in to wife next acc today and her limit is now £0.00 its was £300 last week they put up to £500 then take it away just paying off now bye bye next

Wouldn't go off the online account status, mine has shown as £0 for a while even when at £300 it showed online as £0 and hasn't changed since. May be worth ringing them

Brian1966

Zack1 wrote: »

Thanks, I'll have a look at them. I guess as it's all identical I'll have to wait a few months to ensure I applied over 6 months ago when I apply?

I don't know if I'm in a better position to apply, Capital One seem to think so (accepted me about 4/5 months after they rejected me), but all I have now is a load of 0's from my credit card & mobile contracts I'll give them a go after Christmas though

MBNA have had 10 (I'm thinking more like 14, as I'm sure I sent the email on a Sunday!) of the 28 days they said, so hopefully they reply with good news soon, that'll be some Christmas present :rotfl:

Your application with Empire will be treated totally seperate from your initial application with Littlewoods.
I opened Empire and Additions within hours of each other then Littlewoods 3months later. If they decline..appeal...can over ride on the telephone although they may ask for ID etc.

seeya23

Brian1966 wrote: »

Wouldn't go off the online account status, mine has shown as £0 for a while even when at £300 it showed online as £0 and hasn't changed since. May be worth ringing them

i will get the wife to phone them

Brian1966

seeya23 wrote: »

i will get the wife to phone them

While she is on the phone get her to tell them that Brian in Skem wants a minimum of £2000 or they can shove the account up their !!!!! :rotfl:

seeya23

what limit does it say on your Statement you get in the post brian

Brian1966

seeya23 wrote: »

what does it say on your Statement you get in the post brian

Had 2 statements so far... Number one showed limit of £300...Number 2 shows limit of £107, balance of £106.75 :rotfl:
On Equifax and Experian the update of 6/12/09 shows limit of £300 so god only knows

seeya23

brian is that asda card new how long you had it

Brian1966

seeya23 wrote: »

brian is that asda card new how long you had it

Only a few weeks, applied online, accepted next day and received card in about a week. Experian credit search shows £2750 but only got £750 probably due to defaults which although old are still on there.

just_about

Brian1966 wrote: »

Only a few weeks, applied online, accepted next day and received card in about a week. Experian credit search shows £2750 but only got £750 probably due to defaults which although old are still on there.

How old are those defaults? Hope you don't mind me asking you this !! Coz even I am planing to apply for 1 and 1 just have 1 default from about 2 years back now, and no other nasties .. However can't seem to get accepted for any thing :mad:

seeya23

i would like some new cards but them 2 ccjs are holding me back lol