The Sub Prime Credit Thread - Part IV

Zack1

ElkyElky wrote: »

I crashed my motorcycle today and the brakes are totally messed up so there will be a costly addition to my credit card balance within the next few days. The garage is picking it up in an hour.

Tore the skin off my elbow, which isn't a pretty sight.

I'm completely !!!!!!ed without transport, especially with it being so close to christmas.

Oh dear! Not good!!

ElkyElky wrote: »

Yeah I'm fine, nothing vodka won't fix.

It's my bike I'm worried about LOL.

lol @ Vodka bit :rotfl:

Hope the bill isn't too expensive!

Endsleigh have agreed to replace my lost phone, got the excess charged to my card, so won't be paying that until Feb (by which time I'll probably have lost the new phone!). Hopefully it's arriving tomorrow!

christhesparky_2

Innocent_Guy wrote: »

How long have you had the card for and how do you run your account?

Had it since may, use it infrequently however have left a small balance on it on two ocassions, just to let them earn a bit of interest

Innocent_Guy

doelani wrote: »

What theory is that? I must ahve missed it lol

I got my increase on cap1 on fourth statement form £1000-£1500.

Taken from #788

The usual increases are
Start . Increase on 4th statement
£100 - £200
£200 - £500
£500 - £1250
£1000 - £1500

Innocent_Guy

ElkyElky wrote: »

I crashed my motorcycle today and the brakes are totally messed up so there will be a costly addition to my credit card balance within the next few days. The garage is picking it up in an hour.

Tore the skin off my elbow, which isn't a pretty sight.

I'm completely !!!!!!ed without transport, especially with it being so close to christmas.

Sorry about that mate, I know the feeling!

Innocent_Guy

BTW you fully comp?

ElkyElky

Innocent_Guy wrote: »

BTW you fully comp?

No I'm not (I wish I was now)! and I have a massive excess of £500 so any repairs will have to go on the credit card.

The garage took my bike away and said it might not be fixed until next year. I told them to do whatever they can to get it fixed before christmas because I'll be needing it on christmas day. They said they'll call tomorrow and give me the news.

Shouldn't cost too much to get the brakes fixed. The brakes are the only obvious problem but I've told them to give the whole bike a proper inspection and fix anything that crops up.

Innocent_Guy

christhesparky wrote: »

Had it since may, use it infrequently however have left a small balance on it on two ocassions, just to let them earn a bit of interest

Cool, might leave some interest on mine :rolleyes:

seeya23

well my first order has just come from littlewoods :j:j:j

doelani

Innocent_Guy wrote: »

Taken from #788

thanks I tried to look back but missed it lol

Mrs_Ryan

I maxed my card out every month and cleared it by DD. £200 is good for me, I got in trouble with £750 Citi Platinum so £200 is a nice level to have it at.