The Sub Prime Credit Thread - Part IV

Its-A-New-Age-Thing

sooooooooooooo peeps what the hell is happening with MONUMENT ive still got one of there credit cards an active one with a wait for it.................

£183 credit limit

and i dont wanna hear any JEALOUSY about it that could almost buy me a washing machine if BUSH OR ALBA started making them.................

:rotfl:

PROLIANT

Its-A-New-Age-Thing wrote: »

sooooooooooooo peeps what the hell is happening with MONUMENT ive still got one of there credit cards an active one with a wait for it.................

£183 credit limit

and i dont wanna hear any JEALOUSY about it that could almost buy me a washing machine if BUSH OR ALBA started making them.................

:rotfl:

They have closed all of their customer accounts and you will find the card will not work.

Its-A-New-Age-Thing

PROLIANT wrote: »

They have closed all of their customer accounts and you will find the card will not work.

MINES WORKS

its there SUB SUB SUB prime department rise visa issued by raphaels bank

customer services still VALID 08445560300

usedandabused

PROLIANT wrote: »

They have closed all of their customer accounts and you will find the card will not work.

do you know why monument suddenly closed?

or maybe it was just sudden to me?:rotfl:

Its-A-New-Age-Thing

i got my card by bumpin a payday loan few years back, it was a new initiative by compucredit at the time basically EVERYONE who bumped there paydayloans got offered a VISA no credit check which suited me at the time as i couldnt get one anyway

its all done through saffron house

except its called RISE says it on my visa instead of MONUMENT

ohhh hang on just called there number says there experienceng TECHNICAL DIFFICULTIES............... u may be right pro that may be there polite way of sayin emm WERE BUST

nothin like tellin u at the LAST MINUTE

best explain that DEAL A LITTLE BETTER sooooooooo yeah the deal was the amount u bumped the payday loan for was automatically SHIFTED to URE VISA with a small discount

that way PRESUMABLY theyd stand a better chance of RECOUPIN THE CASH

usedandabused

Its-A-New-Age-Thing wrote: »

i got my card by bumpin a payday loan few years back, it was a new initiative by compucredit at the time basically EVERYONE who bumped there paydayloans got offered a VISA no credit check which suited me at the time as i couldnt get one anyway

its all done through saffron house

except its called RISE says it on my visa instead of MONUMENT

ohhh hang on just called there number says there experienceng TECHNICAL DIFFICULTIES............... u may be right pro that may be there polite way of sayin emm WERE BUST

nothin like tellin u at the LAST MINUTE

ah I see

so monument went bust?

what happens to people that owe money on their cards?

is it written off?

Its-A-New-Age-Thing

they better close my account down with the credit agencies properly ie settled as the WENT BUST not coz i was bad or im GONNA FLIP OUT

Its-A-New-Age-Thing

usedandabused wrote: »

ah I see

so monument went bust?

what happens to people that owe money on their cards?

is it written off?

FUNNILY ENOUGH

i found an article by the GUARDIAN newspaper 5 months old

apparently SINCE SEPTEMBER theyve been shuttin accounts down and just tellin peeps no interest on EXISTEN BALANCES and you can pay of ure BILL to this account in monthly installments

usedandabused

Its-A-New-Age-Thing wrote: »

FUNNILY ENOUGH

i found an article by the GUARDIAN newspaper 5 months old

apparently SINCE SEPTEMBER theyve been shuttin accounts down and just tellin peeps no interest on EXISTEN BALANCES and you can pay of ure BILL to this account in monthly installments

oh thats good, no interest on existing balances, but then again if you go bust, they can't legally enforce interest anyway


heres hoping vanquis go bust, the interest is killing me, all because i needed to get a phone put in my house for an ex who used me big time, paid with my credit card and i'm getting charged around 52% on interest, madness hey?

but i do have a tescos card and even the sygma card if it ever comes, at much lower rates to transfer it over too.

Its-A-New-Age-Thing

IF ANYONE wants to see a piccy of my RISE VISA for HISTORICAL PURPOSES ie SAFFRON HOUSE MEMORABILIA
im willin to entertain requests

:rotfl::rotfl::rotfl: