The Sub Prime Credit Thread - Part IV

Its-A-New-Age-Thing

misscutiepie1984 wrote: »

Show off!!!! - and how much debt do you have cos of all of that lot lol:rotfl:

tv only cost me £800 total bargain pc i bought it barebonje and built it myself thjough ive been buildin pcs since windows 95 lol

u use to make a bomb doin it years ago, that was back hen a typical 1ghz pc was a grand nowadays u can pick up a quad core base unit with a half decent graphics card without buildin it yourself for £350

plus its really easy to connect a pc to any kind of lcd there engineeered differently than plasmas obviously a full hd one will give u better resolution capabilities

i sit a wireless keyboard and mouse at the side of my corner suite when im not watchin tv change the scart channel to the pc cahnnel and hey presto the pcs on the big screen

:p:p

misscutiepie1984

lol sounds like fun

seeya23

i had a AMEX card ran it up then never paid a penny :rotfl::rotfl::rotfl::rotfl:about 10 years a go

Its-A-New-Age-Thing

seeya23 wrote: »

i had a AMEX card ran it up then never paid a penny :rotfl::rotfl::rotfl::rotfl:about 10 years a go

i did the same bout 10 years ago with 10 cards ran them up never paid a penny UNTILL MY IVA

and several years later i find myself on a subprime thread

mmmmmmmmmmmmm

i wonder why

:rotfl::rotfl::rotfl:


well i paid a few minimums and appealed everythin else till they gave me them lol

was great back then not a care in the world everytime i went to the cashline withdrew £250 cc rates........ohhhhhhh happy days lmao

seeya23

Its-A-New-Age-Thing wrote: »

i did the same bout 10 years ago with 10 cards ran them up never paid a penny UNTILL MY IVA

and several years later i find myself on a subprime thread

mmmmmmmmmmmmm

i wonder why

:rotfl::rotfl::rotfl:

i had a letter off bos asking for £1328 from 1999 i soon told them to get lost

Zack1

Its-A-New-Age-Thing wrote: »

this may be useful for someone tesco cc now only search experian its also the only one they direct you to on there website

Hmmm I don't know how that'll affect me. Requested my Experian file but the clowns are going to post it, so it'll probably get sent back because of my mail redirection. Idiots! Equifax seem the much better company to me TBH. Wish we could pick and choose which CRAs had our files

TheEffect wrote: »

I'm using BetMate. I'm permanently banned from BetFair for underage gambling and self exclusion (I got into problems when I was 16...). I now do not gamble (and do not get the buzz out of it that I used to). Going to try and get back some of the money I lost when I was young and stupid.

I just placed my first bet. £10 with PaddyPower (£10 free for betting £10). Layed the bet at BetMate. Just waiting for the football game to finish and will bet again to get my free £10. Starting off small to make sure I understand it all.

I'm using my old HSBC account for all the gambling, which isn't a great ideas, as FirstDirect might not like it when I apply for CC etc.. might have to use another bank account.

Ah cool. I've got one waiting to finish, only £10/6 return depending on how many goals, but I've had hardly anything today so thought I'd take that! Couple of free drinks.....

I use my Halifax kids account, it's not the reason those muppets reject me for a full account though, because it's a kids account it doesn't count towards scoring either way (that's why I don't use Natpest, don't want them taking the overdraft off me, make a packet from that!)

Ooooh, nearly got done on one at HT! The loss wouldn't have been great TBH (was a 39/40 tied with a 11/10). The 11/10 one changed to 1/1 as I was placing the bet for 39/40 (in-play delay ticking down) so was obviously thinking of upping the stake making it a small loss or something, as I was deciding what to do in those 2 seconds (should've just closed the browser tbh but hey!) the bet was rejected as odds there for other selection also changed to 1/1, phew! It was because 2nd half had kicked off so market became more active again!

TheEffect

Zack1 wrote: »

Hmmm I don't know how that'll affect me. Requested my Experian file but the clowns are going to post it, so it'll probably get sent back because of my mail redirection. Idiots! Equifax seem the much better company to me TBH. Wish we could pick and choose which CRAs had our files


Ah cool. I've got one waiting to finish, only £10/6 return depending on how many goals, but I've had hardly anything today so thought I'd take that! Couple of free drinks.....

I use my Halifax kids account, it's not the reason those muppets reject me for a full account though, because it's a kids account it doesn't count towards scoring either way (that's why I don't use Natpest, don't want them taking the overdraft off me, make a packet from that!)

Ooooh, nearly got done on one at HT! The loss wouldn't have been great TBH (was a 39/40 tied with a 11/10). The 11/10 one changed to 1/1 as I was placing the bet for 39/40 (in-play delay ticking down) so was obviously thinking of upping the stake making it a small loss or something, as I was deciding what to do in those 2 seconds (should've just closed the browser tbh but hey!) the bet was rejected as odds there for other selection also changed to 1/1, phew! It was because 2nd half had kicked off so market became more active again!

It looks like I'm sticking with the £10 free bets at the minute, as I'm only willing to invest £50 in matched betting to get me started. My 'float' isn't big enough to back and then lay more than a £10 free bet.

Even then, I've paid nearly £2 in fees to moneybookers and betmate, and also now I have £25 sitting in paddypower as my 'back' of a football match won. I have to withdraw the money back onto my debit card. I have the £10 bonus already in my paddypower account now, waiting to be layed.

Looks like I'll only get £7ish out of this bonus after paying moneybooker and betmate fees.

Zack1

TheEffect wrote: »

It looks like I'm sticking with the £10 free bets at the minute, as I'm only willing to invest £50 in matched betting to get me started. My 'float' isn't big enough to back and then lay more than a £10 free bet.

Even then, I've paid nearly £2 in fees to moneybookers and betmate, and also now I have £25 sitting in paddypower as my 'back' of a football match won. I have to withdraw the money back onto my debit card. I have the £10 bonus already in my paddypower account now, waiting to be layed.

Looks like I'll only get £7ish out of this bonus after paying moneybooker and betmate fees.

Why've you paid MoneyBookers fees? Surely you can transfer one of the free ways? That "Direct E-Banking" works for anyone registered with online banking doesn't it? Or are you trying to get it back to your bank? The best way is to try and leave it there, or withdraw using a card direct from a bookies, that's hard though. It's easier for me with loads floating around I just pick and chose which site to withdraw from based on where I need money. A lot of sites get picking about only sending funds back where they came from, that's why after I keep enough of my float in MB I like to "win" where I've deposited using only a card, then it'll let me withdraw to the card. Obviously that takes a few days though, but that's the way I get the winnings back for free rather than paying MB withdrawal fee

Hmmm online banking has just updated, those clowns at Experian have taken money off my card, so I assume they managed to authorise me and are sending the report.... now to see if it gets here. Hmmm I'm feeling a complaint coming to whoever it is that regulates these clowns....

Its-A-New-Age-Thing

Zack1 wrote: »

Hmmm I don't know how that'll affect me. Requested my Experian file but the clowns are going to post it, so it'll probably get sent back because of my mail redirection. Idiots! Equifax seem the much better company to me TBH. Wish we could pick and choose which CRAs had our files

ive ALWAYS felt equifax the better company everythin always seems to update on them sometimes WEEKS sooner than experian ie settled accounts and ure current balances etc

:beer:

Brian1966

Just applied for 2 cards.
Sygma Silver....BIG FAT NO :mad:
Tesco....Eligibility decline....another no :mad:
Never had an eligibility decline before so not a clue on that one
Ah well...will wait another few months now before daring to apply for anything else