The Sub Prime Credit Thread - Part IV

Innocent_Guy

spiritual1 wrote: »

im half tempted to apply for another sygma card different brand than i was knocked back for a few hours ago either that or i just wait six months...............

kinda like in for a penny in for a pound, what they gonna do give me another knockback then i just stik to my original reapplying in 6 months anyway...........

Do not apply for another sygma card! Wait for 3-6 months :eek:

Innocent_Guy

Zack1 wrote: »

What's acceptance like for Next? I want something like HSD but not as stupidly expensive. I don't know when my last app for Next/Littlewoods etc was, but I think it was more than 6 months by now.... Need clothes for holiday!

My credit card bill will be stupidly low this month - £18 at Tesco today and that's it - the billing date is the 19th so looks like I won't be racking up the £349.62 that I managed last month!!

Next do not score that harshly, they are however a pain in the !!!!! and amend your credit limit EVERY month!

Its called 'the next yo-yo' lol

Innocent_Guy

plumber2009 wrote: »

i have just reqested that my NOC be removed by equifax and experien. Once they are removed, i will try sygma again. Only then will i be able to confirm my suspicions.

I think that NOC causes much more harm than good. I removed all of mine once I realised the problems they were causing me.

Innocent_Guy

Nosce_te_ipsum wrote: »

Hi forgive me if this is in wrong thread but ive just received my call credit report and there 6 searches over last 2 years 3 of which say reason as money laundering gives no details of who requested search is it anything to worry about

These will just be additional checks when applying for current accounts. Nothing to worry about.

Innocent_Guy

mum_of_lewis wrote: »

Hi does anyone know the free phone number for vanquis?

thanks

janette xx

Try 0800 0190537 I havent called them in ages so not sure if this still works. I got this from saynoto0870.com

Innocent_Guy

misscutiepie1984 wrote: »

Thank you for applying for a Flybe Card.
We will review your application and contact you in writing with a decision within 7-10 working days

they better give me this card its so pwitty lol

When was your last Sygma app?

Innocent_Guy

ged1980 wrote: »

i just got this.....

Unfortunately we are unable to give you an instant decision, but we'll be in touch within 10-14 working days.


looks like a decline for me also

What card was this for?

Innocent_Guy

I have just realised I should have multi-quoted so I do apologise.

alfred64

Free vanquis number 0800 7816314

In good working order.

CHANGEyourMP

This thread is going SYGMA crazy! Please be aware that when this thread last went SYGMA crazy, with card approvals, approx 2 years ago, it was then replaced with CIFAS'S for many!:eek::eek: