The Sub Prime Credit Thread - Part IV

CHANGEyourMP

Innocent_Guy wrote: »

NID is talking about a super decline and it would be unusual for this to not happen

With what knowledge of a so called super decline are you refering to?

My previous post was with from an experiance, ie applied in JAN for FLYBE card, instant decline!:mad: Applied in MARCH for SILVER card, instant acceptance:j:j, also OH applied for EVERTON card in JAN, (another SYGMA product) got an instant decline!:mad: Applied in MARCH for SILVER card, got reffered and then accepted!:j:j

Don't be so quick to defend the NIDDY, he's a BIG BIG boy lurking around thanking your post!:rotfl::rotfl::rotfl:

kerryberryboo

Hi everyone!! Me again!
I returned my Aqua CCA but haven't got my card yet. Should I call em? :cool:

brians_daughter

Nosce_te_ipsum wrote: »

Hi forgive me if this is in wrong thread but ive just received my call credit report and there 6 searches over last 2 years 3 of which say reason as money laundering gives no details of who requested search is it anything to worry about

I opened a paddy power online betting account and a william hill one as well, to take advantage of quidco offers and free bets. they both did these kinda checks and they appear on my credit file as well. It not a full search so wont 'go against you' in anyway!

brians_daughter

kerryberryboo wrote: »

Hi everyone!! Me again!
I returned my Aqua CCA but haven't got my card yet. Should I call em? :cool:

When did yous end it back? Only curious as i sent mine back over the weekend :T
I would give them 7-10 days from the day you posted it then just call to see if they have got it yet.

ElkyElky

The nice lady at Capital One complaints department is supposed to be phoning me back today to discuss my £100 credit limit. She previously said there was a problem on her systems regarding my account and it was showing as the Progress card. I told her to look back at my application and it'll show I applied for the Plus card, which she did and said I was correct.

I wonder, if I ask nicely, she'll give me 2k limit?

kerryberryboo

brians_daughter wrote: »

When did yous end it back? Only curious as i sent mine back over the weekend :T
I would give them 7-10 days from the day you posted it then just call to see if they have got it yet.

Hmm sent it back nearly two weeks ago! Got something I want to put on it this week so I can pay it off on payday!

PARIS_5000

kerryberryboo wrote: »

Hmm sent it back nearly two weeks ago! Got something I want to put on it this week so I can pay it off on payday!

I would call them because they should have sent your pin now then you wiil get your card.

brians_daughter

PARIS_5000 wrote: »

I would call them because they should have sent your pin now then you wiil get your card.

I agree with ^ give them a quick call and ensure they have got your cca in the post. Do post back and let us know what they say! Do you already know your limit ?Only ask as I had to ring to find out mine

kerryberryboo

brians_daughter wrote: »

I agree with ^ give them a quick call and ensure they have got your cca in the post. Do post back and let us know what they say! Do you already know your limit ?Only ask as I had to ring to find out mine

Hiya!

Gave them a call, the chap took my details, popped me on hold.:o
Came back asking for reference on my CCA letter, put me on hold.:o Came back asking for letters of my password, put me on hold and then finally asked my confirm my full name, address, and DOB again :mad: then told me I should receive card and pin within next few days. Credit limit is £250. :T

ged1980

Innocent_Guy wrote: »

What card was this for?

Vanquis same card sutton got instant decline i got wait 7-10 days