The Sub Prime Credit Thread - Part IV

sutton111

never-in-doubt wrote: »

Mate - they so do not make me laugh!!

I couldn't believe citi done that - !!!!!!! I dont care, sod em.... never used the thing anyways but still, they are quite bad to link to my egg application and use the data received from the CRA's with that to close my current account that was in like, erm, £0 debt!! Clever move Egg/Citi!

HSBC is on hold, I don't want to go in so won't - they can come and see me in court - anyday they want, but they keep declining my request so we're at stalemate.

Without proof of their "allegations" I will not back down and for the proof, they must take me to court. They have been fishing in the english channel looking for bluefin tuna and they just aint gonna find any!

Is his all to do with Equifax? And the links?

sutton111

never-in-doubt wrote: »

Oh and to top it all off i've just been hit with a liability order cos I refused to pay council tax - don't ask! Grrrrrr

:rotfl::rotfl::rotfl::rotfl::eek:

I love reading them. Brilliant!! I'd hate to be your neighbour!

noah271007

Didn't realise you are still having problems with incorrect links.... ANYWAY am i right that will resolve itself in around 2 weeks time when CIFAS disappear from your credit files?

noah271007

never-in-doubt wrote: »

Mate - they so do not make me laugh!!

I couldn't believe citi done that - !!!!!!! I dont care, sod em.... never used the thing anyways but still, they are quite bad to link to my egg application and use the data received from the CRA's with that to close my current account that was in like, erm, £0 debt!! Clever move Egg/Citi!

HSBC is on hold, I don't want to go in so won't - they can come and see me in court - anyday they want, but they keep declining my request so we're at stalemate.

Without proof of their "allegations" I will not back down and for the proof, they must take me to court. They have been fishing in the english channel looking for bluefin tuna and they just aint gonna find any!

LOL...the line about bluefin tuna is magic!

never-in-doubt

noah271007 wrote: »

Didn't realise you are still having problems with incorrect links.... ANYWAY am i right that will resolve itself in around 2 weeks time when CIFAS disappear from your credit files?

Well it seems that once the 2 cifas go then the last of the links go - so hopefully, but i've got £50 saved to SAR everyone in a few weeks lol, we'll know more then I s'pose....

I am not bothered to be fair, I have 5 bank accounts and 3 credit cards - that is plenty for me..... :beer:

Hows the baby mate?

sutton111

never-in-doubt wrote: »

Well it seems that once the 2 cifas go then the last of the links go - so hopefully, but i've got £50 saved to SAR everyone in a few weeks lol, we'll know more then I s'pose....

I am not bothered to be fair, I have 5 bank accounts and 3 credit cards - that is plenty for me..... :beer:

Hows the baby mate?

Can you still use your HSBC products? Or have they been cancelled?

noah271007

never-in-doubt wrote: »

Oh and to top it all off i've just been hit with a liability order cos I refused to pay council tax - don't ask! Grrrrrr

What the bloody hell use is one of those to me? That's like sending a salad to a carnivore!

I had one of those, a few years back when i protested to my local council over poor bin collection service. Some days the binmen don't turn up and so i told the council that as a result of the limited service, i will not be paying the full tax amount. But of course, once they started legal proceedings, i have no alternative but to pay!!

Great for the so called democracy here in UK!!

noah271007

never-in-doubt wrote: »

Well it seems that once the 2 cifas go then the last of the links go - so hopefully, but i've got £50 saved to SAR everyone in a few weeks lol, we'll know more then I s'pose....

I am not bothered to be fair, I have 5 bank accounts and 3 credit cards - that is plenty for me..... :beer:

Hows the baby mate?

The baby are fine, my other 2 year old is more hard work....going through the motions of anger management!!!

never-in-doubt

sutton111 wrote: »

Can you still use your HSBC products? Or have they been cancelled?

Everything is fine with HSBC mate - still have 2 full accounts and credit card..... but that's it. No more and no more borrowing allowed! What annoyed me most was this was done at the credit card 6 month limit review - so no increase, instead they dropped the limit for me - nice of them!

That was almost 6 months ago so hoping in April my overdraft facility lets me amend it - If not i'll start using my Covernty First and BoC accounts and ditch HSBC.... their loss. :mad:

kilasuit

noah271007 wrote: »

The baby are fine, my other 2 year old is more hard work....going through the motions of anger management!!!

got all that to look 4ward to.

have to say i do enjoy a challenge.