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The Sub Prime Credit Thread - Part IV
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Why are you closing it?
They p155 me of with the up& down credit limits. The credit manager said she will manually override to up my credit limit however it may go down again next month. I dont want the account, all i wanted was the green (0)'s and I have those now so its time to settle them....Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
I'm going to close my Empire Stores one too.
I'll have Littlewoods, Very, Capital One and Grattan. I'm then going to close Grattan or Very once I get another credit card.0 -
WOW, how come? Won't that look a little bizarre on your credit file?
I'd leave Capital One. I'm going to shut my Jacamo one down too. Never buy anything from them
I did ask this question however I have been advised that this will have a positive impact....Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Innocent_Guy wrote: »They p155 me of with the up& down credit limits. The credit manager said she will manually override to up my credit limit however it may go down again next month. I dont want the account, all i wanted was the green (0)'s and I have those now so its time to settle them....
I love Next's clothes, my credit limit has gone up and down, but at the mo it's holding steady at £500. It's been that for about 2 months. It was £600 before hand.0 -
I'm going to close my Empire Stores one too.
I'll have Littlewoods, Very, Capital One and Grattan. I'm then going to close Grattan or Very once I get another credit card.
Sounds good, I currently have 18/19 active accounts so really need to settle some as I have the 2 new cards on the way....Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Suppose.
I'm going to close Empire at the beginning of April when my finally payment has cleared.0 -
Cant wait until I am prime - I would say prime again, but I have never been prime haha!!
In 2013 I will have no defaults, and in the mean time, my 'biggie' will drop off in 2011, but sill, 2013 seems soooo long away
for some reason I thought it was next year 0 -
Suppose.
I'm going to close Empire at the beginning of April when my finally payment has cleared.
How many active accounts you got?Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
wizzywig27 wrote: »Cant wait until I am prime - I would say prime again, but I have never been prime haha!!
In 2013 I will have no defaults, and in the mean time, my 'biggie' will drop off in 2011, but sill, 2013 seems soooo long away for some reason I thought it was next year
What is your "biggie" mate?Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100
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