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The Sub Prime Credit Thread - Part IV

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Comments

  • fairmorn308
    fairmorn308 Posts: 1,530 Forumite
    evening guys

    My letters were all posted today but i also complete the forms to trasnfer back to lloyds TSB :)
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Have just closed my Next account - What a palaver! 23mins on the phone
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Accounts to close this month:

    Next - Done
    Abbey x 2
    Jacamo
    Lloyds
    Very
    Vanquis
    Capital One
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    The woman on the phone at shop direct sounds DRUNK!
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    Innocent_Guy wrote: »
    Have just closed my Next account - What a palaver! 23mins on the phone

    Why so long?

    So have you got some "prime" credit to replace the accounts you are closing?
    Innocent_Guy wrote: »
    The woman on the phone at shop direct sounds DRUNK!


    :rotfl: did you get her number? ;)
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Innocent_Guy wrote: »
    The woman on the phone at shop direct sounds DRUNK!

    She is off her head.....
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Innocent_Guy wrote: »
    She is off her head.....


    She's a scouser mate - says it all (thick c****!) :rotfl::rotfl:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    izools wrote: »
    Why so long?

    So have you got some "prime" credit to replace the accounts you are closing?

    Well I have got "better credit" available if that make any sense
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    never-in-doubt wrote: »
    She's a scouser mate - says it all (thick c****!) :rotfl::rotfl:
    I think she sounds about 80years old. She is still working out which dept I need to talk to.
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    izools wrote: »




    :rotfl: did you get her number? ;)

    Sounds tooo rough for me lol
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
This discussion has been closed.
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