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The Sub Prime Credit Thread - Part IV

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  • 7 mins later and just been transferred. Still on hold though rotfl
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • 7 mins later and just been transferred. Still on hold though rotfl

    Shes back, she has to send an email apparently
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • seeya23
    seeya23 Posts: 2,330 Forumite
    Well I have got "better credit" available if that make any sense


    you had your email from Barclaycard telling you your limit yet
  • seeya23 wrote: »
    you had your email from Barclaycard telling you your limit yet

    Nope, how long does it take? I might call them but dont want to seem desperate
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • seeya23
    seeya23 Posts: 2,330 Forumite
    Nope, how long does it take? I might call them but dont want to seem desperate


    my wife got it about 4 or 5 working days later
  • seeya23 wrote: »
    my wife got it about 4 or 5 working days later

    Well its only been 3 working days so may wait until Friday?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Have just closed my Next account - What a palaver! 23mins on the phone

    Why are you closing it?
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Accounts to close this month:

    Next - Done
    Abbey x 2
    Jacamo
    Lloyds
    Very
    Vanquis
    Capital One

    WOW, how come? Won't that look a little bizarre on your credit file?

    I'd leave Capital One. I'm going to shut my Jacamo one down too. Never buy anything from them
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    She's a scouser mate - says it all (thick c****!) :rotfl::rotfl:

    Love it!!

    My best mate family is from Liverpool, i love winding him up about leather sofa's and Van's cause all scousers have one. lol :p:):rotfl:
  • seeya23
    seeya23 Posts: 2,330 Forumite
    Well its only been 3 working days so may wait until Friday?

    here what the email look like

    capture2bn.jpg
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