The Sub Prime Credit Thread - Part IV

Innocent_Guy

Elky,

I have been accepted for the silver card however was thinking about applying for the accessory. How long did you wait before applying for your 2nd Sigma card? Did you 1st or second app give you the higher credit limit?

ElkyElky

Innocent_Guy wrote: »

Elky,

I have been accepted for the silver card however was thinking about applying for the accessory. How long did you wait before applying for your 2nd Sigma card? Did you 1st or second app give you the higher credit limit?

I didn't wait too long. Two months if I remember correctly.

I was given a bigger limit on my first Sygma card (Flybe) of £1000. They only gave me £400 for the Silver card, but I think I was over committed at that time.

Innocent_Guy

ElkyElky wrote: »

I didn't wait too long. Two months if I remember correctly.

I was given a bigger limit on my first Sygma card (Flybe) of £1000. They only gave me £400 for the Silver card, but I think I was over committed at that time.

Okay, cheers mate

.1xp

Anyone heard back about the Diamond Card yet?

never-in-doubt

Innocent wait at least 3 months before reapplying - trust me on that one matey.... 6 would be better. Put it this way, apply in 2 months and you'll get another reasonable limit (i.e. less than £1500) but wait til they have seen how you cope with the 1st account and apply in 6 months and you may find a better limit awaiting you.... all you're doing now is building a score - don't go and do what I did and f*ck it all up mate!

Proliant - Cyprus search Equifax only - the diamond card, i've not heard back from yet.

Innocent_Guy

never-in-doubt wrote: »

Innocent wait at least 3 months before reapplying - trust me on that one matey.... 6 would be better. Put it this way, apply in 2 months and you'll get another reasonable limit (i.e. less than £1500) but wait til they have seen how you cope with the 1st account and apply in 6 months and you may find a better limit awaiting you.... all you're doing now is building a score - don't go and do what I did and f*ck it all up mate!

Proliant - Cyprus search Equifax only - the diamond card, i've not heard back from yet.

Okie dokie, will run the card for 6 months and go from there! How are you mate? I nearly applied for Ulster/BOI earlier.... I need to stop lol

izools

never-in-doubt wrote: »

Proliant - Cyprus search Equifax only

In my case it was unrecorded, too. What about you, niddy?

never-in-doubt

Cash_Flow wrote: »

I would need Tescos data before i can agree with your logic.:D

Catch you later mate

See what data mate? Be specific - i'm using marketing logic mate - remember that! Who'd have thought there'd be over 500,000 saga customers? There were! Who'd have thought that Egg would cherrypick customers and close 100,000 accounts that 'made them no profit' - they did it though!

See where i'm coming from yet - there is no direct proof, i'm working on simple logic mate - not looking into it as deep as you - lol :rotfl::rotfl:

never-in-doubt

izools wrote: »

In my case it was unrecorded, too. What about you, niddy?

Have you applied mate? what they say?

Mine was a full search :mad:

* notice the fun thread was removed lol - we don't get told off over there, they just erase the thread (luckily).... :rotfl:

never-in-doubt

Innocent_Guy wrote: »

Okie dokie, will run the card for 6 months and go from there! How are you mate? I nearly applied for Ulster/BOI earlier.... I need to stop lol

Alright matey :D

Change your SOS date you cheat! :rotfl::rotfl:

I'd not go for ulster cos you need to bank with them (Natpest innit) - ask Proliant about them..... but BoI is definitely a wise choice - Equifax search as well (I think!)....