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The Sub Prime Credit Thread - Part IV

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  • wizzywig27
    wizzywig27 Posts: 1,536 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    izools wrote: »
    Well done!

    Never know, they might pre-approve you for a credit card in six months - a years time ;)

    Got defaults mate, they drop of next year though, so who knows :D
  • seeya23 wrote: »


    cheers - #3 :rotfl:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • colin13
    colin13 Posts: 1,007 Forumite
    got latter from CAP1 today they have upped my limit to £2100,,I must b doing something right:),,think it may b time to apply for CC with lower intrest rate
  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    Is that your second increase? How long have you held the card? What did you start off on?

    Well done :o
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
  • Zack1
    Zack1 Posts: 1,433 Forumite
    colin13 wrote: »
    got latter from CAP1 today they have upped my limit to £2100,,I must b doing something right:),,think it may b time to apply for CC with lower intrest rate
    FRAME IT!!! :p I was going to ask the same questions as izools, but no need as I've been beaten to it :p

    Well done! :)

    My increase should be going on tomorrow (I assume not at midnight) but there will be no temptation to use it in the pub at 12 as we have to be in the club by ~11 I think!
  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    Zack1 wrote: »
    FRAME IT!!! :p I was going to ask the same questions as izools, but no need as I've been beaten to it :p

    Well done! :)

    My increase should be going on tomorrow (I assume not at midnight) but there will be no temptation to use it in the pub at 12 as we have to be in the club by ~11 I think!

    Clubbing on a Monday?

    Christ you uni students really are hardcore. I think I'd better get a spare liver on order for when I enrol in a couple of years...
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
  • kilasuit
    kilasuit Posts: 645 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    i got the vanquis gold card 2day.

    not really wanting to swap it out for the abacus as it doesnt match the colour scheme of my wallet
  • fairmorn308
    fairmorn308 Posts: 1,530 Forumite
    hiya NID.

    what you recommend about the credit cards i payed off, Keep them or bin them?

    Capital one
    MBNA
    Vanquis
  • Zack1
    Zack1 Posts: 1,433 Forumite
    izools wrote: »
    Clubbing on a Monday?

    Christ you uni students really are hardcore. I think I'd better get a spare liver on order for when I enrol in a couple of years...
    :rotfl: To be fair Monday & Wednesday nights are Student nights here, only other days I go out are maybe Friday and/or maybe Saturday (depending on who goes home for the weekend and who doesn't), the other days here are deserted.... Must admit Monday is a funny day tho, especially to anyone that doesn't know!!!
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