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The Sub Prime Credit Thread - Part IV

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Comments

  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    izools wrote: »
    They aren't two separate addresses - once includes the flat number and one doesn't.

    Clearer than mud?

    Thanks - crystal mate :T :T
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    Cash_Flow wrote: »
    How many searches do you have on Equifax?

    Don't they do it as an unrecorded enquiry anyway? Most credit card companies don't leave a footprint when searching for CL increases, Halifax (CC), Barclaycard (CC or EQ), and MBNA (EQ) search for CL increases but don't leave a footprint ;)
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
  • ElkyElky
    ElkyElky Posts: 2,459 Forumite
    Cash_Flow wrote: »
    How many searches do you have on Equifax?

    I have no idea, I'm sure it is between 5-10. I've not checked my Equifax file for a while.
    We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com
  • wizzywig27
    wizzywig27 Posts: 1,536 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I didnt hear anything from Lloyds TSB so I called them, they did the application there and then, I got accepted, time to close down my EasyCash account with Halifax now I think!
  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    wizzywig27 wrote: »
    I didnt hear anything from Lloyds TSB so I called them, they did the application there and then, I got accepted, time to close down my EasyCash account with Halifax now I think!

    What did you apply for with Lloyds?
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
  • wizzywig27
    wizzywig27 Posts: 1,536 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Just a current account mate, sorry maybe should have said haha

    Think it may have been referred, not sure cos she said she was going through to the dept that deals with the credit checks, kept me on hold for 10 mins, then came back and said we can proceed with the application and asked me what products I would like...
  • seeya23
    seeya23 Posts: 2,330 Forumite
    izools wrote: »
    What did you apply for with Lloyds?
    he apply for a Current accounts
  • seeya23
    seeya23 Posts: 2,330 Forumite
    what one did you go for ????
  • wizzywig27
    wizzywig27 Posts: 1,536 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    seeya23 wrote: »
    what one did you go for ????

    The classic account mate, the one with the debit card etc, she asked allsorts, how many accounts I have, how many CGC's how many debit cards, store cards, was quite intense :D
  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    Well done!

    Never know, they might pre-approve you for a credit card in six months - a years time ;)
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
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