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The Sub Prime Credit Thread - Part IV

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  • Just called Sygma, they confirmed application accepted tier C 24.7APR
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Silver card is sexy...

    rightmarginlogo.jpg
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Zack1 wrote: »
    Ah, that's what I got the other week, I was getting 70% before on CC though....

    I don't know, the message about it not being able to locate me said to check that :\ but I don't think I have been removed, and everything else has worked.... I'm using my "home" address, where I was before uni

    Haha, well done! Hopefully you get some nice limits!!
    TBH I have applied about 3 times for B/C and always been declined, last app was about 2-3months ago but just had a random feeling to try again lol....

    Does your home address usually work? I just tested a random address and it worked.....
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Someone please severe my internet connection because I want to apply for Tesco.....
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • seeya23
    seeya23 Posts: 2,330 Forumite
    apply in a few months time
  • seeya23 wrote: »
    apply in a few months time

    I agree..... Will wait until I have settled some accounts.....
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    What's your credit history like, innocent_guy? Any prior adverse? Many recent searches on EQ?
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
  • izools wrote: »
    What's your credit history like, innocent_guy? Any prior adverse? Many recent searches on EQ?

    I had a load of incorrect links which resulted in me having numerous defaults showing. With help from other users on this forum managed to get all the incorrect links removed, other than callcredit which is still ongoing. I have about 17 active accounts ( Closing most of them though ) all opened within the last 18 months.

    I now have approx 8 searches on Equifax. No late or missed payments.

    Are you thinking of applying for the Silver card?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    I already did in December and was turned away, although my EQ file is still quite sparse. (Again, some linked addresses got removed :D )

    I'll try again in August when I'll have had zero searches for six months and had my Barclaycard for nearly a year ;)
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
  • izools wrote: »
    I already did in December and was turned away, although my EQ file is still quite sparse. (Again, some linked addresses got removed :D )

    I'll try again in August when I'll have had zero searches for six months and had my Barclaycard for nearly a year ;)

    What adverse do you have? When did you apply for your b/c?

    I wonder what C/L barclaycard will offer me then?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
This discussion has been closed.
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