The Sub Prime Credit Thread - Part IV

izools

Zack1 wrote: »

gonna ask the shop if I can use a card to pay for like a fivers worth of stuff but they can whack the bill up to 25/30 and give me the rest in cash......

Don't even risk it that won't work. The only place you'll get away with it is in a pub

izools

ElkyElky wrote: »

I used to. A £2.50 pack of baccy would last me a good 3-4 days, but I found it a major pain in the behind rolling them whenever I needed to smoke.

Plus my fingers started turning yellow and made my teeth horribly disgusting. It would take a bottle of bleach and a wired brush to get rid of the nicotine stains. I had to get my teeth whitened every other week. :rotfl:

I use Swan ultra slim filters - don't get any yellowing so far as I can tell... much better than Roaching or worse yet neither... half an oz is lasting me almost a week now I'm well chuffed

izools

kilasuit wrote: »

Looks like BarclayCards Pre-Application Checker is now using Equifax

Awesome!

Confirmed this myself - just did it, and then checked CC and EQ, nothing on CC just EQ.

Still said I can't have one though... which is fine, given I already do :P

Zack1

izools wrote: »

Don't even risk it that won't work. The only place you'll get away with it is in a pub

The owner likes me But I checked online banking and saw I've maxed out the card haha:p The pub Monday night it is then!

izools

LOL good job you checked before you went out or the advance would've cost you £12

Speaking of pub only an hour to go until I can leave the office and get a nice chilled brewski :beer:

gettingthere28

Zack1 wrote: »

What was your old Capital One limit? If the rise to 2k was significant then Aqua would've got that in their monthly feed so that could be a factor, they may think you can no longer afford both....but profit would play a part too no doubt :mad:

Knowing my luck when Cap1 put me up to £200 Natwest will slash my limit, but then I'm hoping even they aren't that stupid because I use it a lot so must make them a fair bit.....

And I'm about to try for a cash advance..... gonna ask the shop if I can use a card to pay for like a fivers worth of stuff but they can whack the bill up to 25/30 and give me the rest in cash......

Limit with CAP1 started at £500 in July 08, then upto £1100 4 months later, then nothing to this week when it went up to £2100, so a rise of £1000 which is quite a lot, but Aqua would need to have been quick as CAP1 only put it up on Wednesday and Aqua seem to have reduced theirs on Thur/Fri.

PARIS_5000

gettingthere28 wrote: »

Limit with CAP1 started at £500 in July 08, then upto £1100 4 months later, then nothing to this week when it went up to £2100, so a rise of £1000 which is quite a lot, but Aqua would need to have been quick as CAP1 only put it up on Wednesday and Aqua seem to have reduced theirs on Thur/Fri.

Capital one increased my limit this week as well.

Zack1

gettingthere28 wrote: »

Limit with CAP1 started at £500 in July 08, then upto £1100 4 months later, then nothing to this week when it went up to £2100, so a rise of £1000 which is quite a lot, but Aqua would need to have been quick as CAP1 only put it up on Wednesday and Aqua seem to have reduced theirs on Thur/Fri.

Ah, what Cap1 card have you got by the way? Hmm if their monthly update day was then then I guess it's possible, but yea it seems more like it's just Aqua because they aren't making money....

fairmorn308

hiya guys, what a day i have had, thought my career was over today

seeya23

fairmorn308 wrote: »

hiya guys, what a day i have had, thought my career was over today

why fairmorn ????