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The Sub Prime Credit Thread - Part IV

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  • cifpower
    cifpower Posts: 6,502 Forumite
    Bit of advice/help needed:

    The Money Shop has 3 cheques totalling £250 for which I am paying £40 a month to "roll over". I can no longer afford the £40 without paying down the debt. Can I get them to destroy the cheques and get them to use the £40 to clear the balance?
  • seeya23
    seeya23 Posts: 2,330 Forumite
    i ve stop smoking now i will have more money now to pay my bills off
  • Zack1
    Zack1 Posts: 1,433 Forumite
    seeya23 wrote: »
    i ve stop smoking now i will have more money now to pay my bills off
    That's good, good luck with it! Smoking costs so much! Just from one of my friends who can never be bothered to go to the shop, so I said when I go if you want any pay me and I'll get you fags on my credit card - I've got 4 or 5 transactions a month that are his, over 30 quid, and that's nowhere near what he smokes as he buys loads more when he actually goes to the big shops!!
  • ElkyElky
    ElkyElky Posts: 2,459 Forumite
    Cigs have gone up in price. £5.25 I am for my cigs.

    Dirty robbing b@stards.
    We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com
  • seeya23
    seeya23 Posts: 2,330 Forumite
    mine when up to £5.65 a pack
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    ElkyElky wrote: »
    Cigs have gone up in price. £5.25 I am for my cigs.

    Dirty robbing b@stards.
    Role your own, I do. £11.50 per week.
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • Zack1
    Zack1 Posts: 1,433 Forumite
    ElkyElky wrote: »
    Cigs have gone up in price. £5.25 I am for my cigs.

    Dirty robbing b@stards.
    seeya23 wrote: »
    mine when up to £5.65 a pack

    My mate pays £6.20 or something like that! It is the local shop though, I said isn't that a con, as most things not on special offer are, and he's like no it's pretty much the same as Tesco etc :\ I'd never be prepared to pay that much, or even £5+!
  • seeya23
    seeya23 Posts: 2,330 Forumite
    edited 19 February 2010 at 3:57PM
    PROLIANT wrote: »
    Role your own, I do. £11.50 per week.
    my wife does i go to adinkerke it.s only £3.25 for 50g pack
    http://www.realtobacco.be/xl/products/tobacco/
  • ElkyElky
    ElkyElky Posts: 2,459 Forumite
    PROLIANT wrote: »
    Role your own, I do. £11.50 per week.

    I used to. A £2.50 pack of baccy would last me a good 3-4 days, but I found it a major pain in the behind rolling them whenever I needed to smoke.

    Plus my fingers started turning yellow and made my teeth horribly disgusting. It would take a bottle of bleach and a wired brush to get rid of the nicotine stains. I had to get my teeth whitened every other week. :rotfl:
    We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com
  • ElkyElky
    ElkyElky Posts: 2,459 Forumite
    Zack1 wrote: »
    My mate pays £6.20 or something like that! It is the local shop though, I said isn't that a con, as most things not on special offer are, and he's like no it's pretty much the same as Tesco etc :\ I'd never be prepared to pay that much, or even £5+!

    I always said I'd quit once they reach the £5 mark and I think I am going to. £37 a week on fags is just ridiculous, a massive waste of money.
    We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com
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