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The Sub Prime Credit Thread - Part IV

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  • am off to the local rally up my neck of the woods. great event to attend and looking forward to it to try out my new camera :)
  • Zack1
    Zack1 Posts: 1,433 Forumite
    kilasuit wrote: »
    Looks like BarclayCards Pre-Application Checker is now using Equifax
    Quality! That explains why my 60-70% I got a few weeks ago changed to nothing the other day then.....

    I assume the full app uses Equifax too then? So the results should actually be kind of right for a change!?

    I can't go to our match so probably going to Luton v Wimbledon
  • Yep totally different page now and also asks for more info, PLUS they do say they will give an instant decision before you apply.... https://letmechoose.barclaycard.co.uk/
    Once you have agreed to the terms and conditions, click "submit" to continue. We'll give you an instant decision on whether you are likely to be eligible for a Barclaycard.
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Yep totally different page now and also asks for more info, PLUS they do say they will give an instant decision before you apply.... https://letmechoose.barclaycard.co.uk/

    Results for Niddy -
    We're sorry :rotfl::rotfl::rotfl::rotfl:


    Thank you for using our pre-application check. Unfortunately, your present circumstances mean you are not eligible to apply for a Barclaycard.




    You will find some useful credit scoring information and guidance on how to manage your finances online. We also work closely with the company listed below and they may be able to help you by suggesting alternative solutions for your current credit requirements.



    Blah Blah Blah! :D:D:D
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Zack1
    Zack1 Posts: 1,433 Forumite
    edited 19 February 2010 at 12:57AM
    It can't recognise my details...!!!!!!!? I wouldn't have been removed from the electoral roll back home :\

    Hmmm or maybe I have been, hence Victor Chandler not being able to verify me and demanding my driving license
  • ged1980
    ged1980 Posts: 1,342 Forumite
    Well done on bank of cyprus - I got my paying in book the other day, its deceiving how it comes in thick white envelope but the bank card comes in a thin one with one sheet of paper lol


    yes was thick lol i was wondering what it was

    may just transfer the £10 over tommorow wont hurt having the account
    If you dont like me remember its mind over matter, I dont mind and you dont matter ;)
  • Ged1980

    can you tell me more about this BOC account you have please and what the benefits etc
  • ged1980
    ged1980 Posts: 1,342 Forumite
    Ged1980

    can you tell me more about this BOC account you have please and what the benefits etc

    http://www.bankofcyprus.co.uk/main/default.aspx

    there you go m8 have a look
    If you dont like me remember its mind over matter, I dont mind and you dont matter ;)
  • Sam_G_3
    Sam_G_3 Posts: 177 Forumite
    Those of you who have applied for Bank of Cyprus - do they normally email or post you their decision, and how long do they take to get back to you once they've receive your application and proof of ID etc.?
  • morning guys :)
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