The Sub Prime Credit Thread - Part IV

Zack1

Sam_G wrote: »

Those of you who have applied for Bank of Cyprus - do they normally email or post you their decision, and how long do they take to get back to you once they've receive your application and proof of ID etc.?

They got back to me before I'd even sent the student status saying I'd been declined :mad: Good though, saved me wasting money on them :rotfl:

never-in-doubt

Sam_G wrote: »

Those of you who have applied for Bank of Cyprus - do they normally email or post you their decision, and how long do they take to get back to you once they've receive your application and proof of ID etc.?

fairmorn308 wrote: »

can you tell me more about this BOC account you have please and what the benefits etc

They send a letter within a week, i'm still waiting for online access and the account has been open 2 weeks now. If you're unsuccessful they send a one liner saying, sorry - go away :rotfl:

The account is just a normal account, online, no chequebook. I posted an image of the card a few days ago (Tuesday 9th)..... There is nothing special about it, we all applied one day cos someone posted the link! It seems only a couple of us were accepted though, bless.....

Copy of MY card is below:



Read from here - to see the features etc: http://forums.moneysavingexpert.com/showthread.html?p=29725349#post29725349

wizzywig27

Zack, looks like your struggling to get anything at the moment mate, just like me :-(

Zack1

wizzywig27 wrote: »

Zack, looks like your struggling to get anything at the moment mate, just like me :-(

I'm a student, they hate me :rotfl: :mad:

I'm interested to know if I've been removed from the electoral roll where I used to live..... that would explain recent declines I guess... do the remaining people have to pay tax or something for me if I'm on it still? I thought not as I'm a student, and not even living there, but maybe they do so removed me until I go back?

If I've been removed will I get an alert thing from that equifax/cap1 thing? I'm hoping the Barclays system is just screwed......

wizzywig27

No, Council Tax is paid per household, not per household member (that was the old poll tax system).

Strange that, people hating students, who would have guessed it? We have a uni here mate, and some of the talent is amazing, I love student nights :-)

Has anyone applied for a Lloyds TSB account online? what is the process? Was thinking of applying!

never-in-doubt

Its the wizzy and Zack show part 16.....

Zack1

wizzywig27 wrote: »

No, Council Tax is paid per household, not per household member (that was the old poll tax system).

Strange that, people hating students, who would have guessed it? We have a uni here mate, and some of the talent is amazing, I love student nights :-)

Has anyone applied for a Lloyds TSB account online? what is the process? Was thinking of applying!

Ah cool thanks, I don't know much about it, just know it causes problems if I want to live with my non-student friend next year, because I'd be exempt but due to them not being a student I'd have to pay 75% of the normal rate or something stupid :mad:

Haha!! Students are always hated, ones like me for apparently not doing any work and going out etc, and then discriminated against by the banks :mad: . Haha what uni do you live by? Probably outside mine :rotfl:I llove student nights too!! The normal nights round here are dead though...should've gone to Bristol.........

Zack1

never-in-doubt wrote: »

Its the wizzy and Zack show part 16.....

Now now, don't get jealous........and don't interrupt . Unfortunately it's not, I actually have some work to do for a change........but I'm off to town first :rotfl:

ElkyElky

Zack1 wrote: »

Ah cool thanks, I don't know much about it, just know it causes problems if I want to live with my non-student friend next year, because I'd be exempt but due to them not being a student I'd have to pay 75% of the normal rate or something stupid :mad:

Haha!! Students are always hated, ones like me for apparently not doing any work and going out etc, and then discriminated against by the banks :mad: . Haha what uni do you live by? Probably outside mine :rotfl:I llove student nights too!! The normal nights round here are dead though...should've gone to Bristol.........

The students who spend every single night drinking away their money, then they start moaning they've got no money for food or bills is the kind of students who people hate.

never-in-doubt

ElkyElky wrote: »

The students who spend every single night drinking away their money, then they start moaning they've got no money for food or bills is the kind of students who people hate.

You mean the ones that go into a pub (en masse) and order 1 pint, 8 straws and then hog the pool table spending less than a fiver on a day out! Those types of students mate? :rotfl::rotfl: